I cannot complete my BNPL checkout what next

Try these steps.
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1. Check your details: name, address, phone and date of birth must match your bank or ID and your BNPL account.
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2. Region and currency: Klarna and Qliro only show in supported countries and currencies. Use the market selector to pick the right country and currency, and turn off VPN.
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3. App verification: open the Klarna or Qliro app to approve the purchase and enable notifications.
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4. Eligibility: BNPL providers may decline based on a soft credit check, spending limit, unpaid balances, or risk rules.
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5. Try a smaller amount or remove out-of-stock items.
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6. If it still fails, contact the provider directly — merchants cannot override BNPL decisions.
Help:
Klarna https://www.klarna.com/customer-service/
Qliro https://www.qliro.com/privatperson/betala/
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7. Fallback: you can always pay with a regular card, Apple Pay or Google Pay.