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Who provides the loans?

Written by Matty
Updated this week

Rhino has partnered with Arch Lending to bring Bitcoin-backed loans directly to Rhino users.


🏦 About Arch Lending

Arch Lending is a US-based lending platform founded in 2022. Their mission is simple: help Bitcoin holders access cash without having to sell their Bitcoin.

Arch is fully regulated and licensed in 44 US states (NMLS #2637200) and is headquartered in New York City. They specialize in bitcoin-backed loans β€” meaning you use your Bitcoin as collateral to borrow US dollars or USDC, without triggering a taxable sale event.


🀝 Why Did Rhino Partner With Arch?

We evaluated several lending partners before choosing Arch. Here's what stood out:

  • No rehypothecation β€” your Bitcoin is never lent out or used for other purposes

  • Institutional-grade custody via Anchorage Digital Bank (a federally chartered US crypto bank)

  • $250 million insurance on all client funds

  • Regulated in 44 US states β€” one of the most compliant lenders in the space

  • No credit check required β€” your Bitcoin is your collateral


Need help? Reach out to us anytime via the in-app chat or email support@rhinobitcoin.com

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