📐 Loan-to-Value (LTV) Ratios
Your LTV ratio determines how much you can borrow relative to your collateral. Arch currently supports Bitcoin as collateral through Rhino:
Asset | Starting LTV | Margin Call | Partial Liquidation |
Bitcoin (BTC) | 60% | 70% | 80% |
A lower LTV means more buffer before a margin call. For example, at 60% LTV your Bitcoin would need to drop significantly in value before any action is triggered.
📅 Loan Terms
Term length: Up to 12 months
Minimum loan: $5,000 (may vary by state)
Early repayment: No penalty — repay anytime
Rollover: Available at end of term directly from your dashboard
Refinance: Option to adjust terms at renewal
🧮 Estimate Your Loan
You can use Arch's loan calculator at archlending.com/crypto-loan-calculator to estimate your borrowing amount, rate, and monthly interest before applying through Rhino.
Need help? Reach out to us anytime via the in-app chat or email support@rhinobitcoin.com