Most coverage under the Nomad Insurance Complete plan begins on your plan start date.
There is no general waiting period for the Nomad Insurance Complete plan. Your coverage becomes active on the plan start date, once your application has been approved.
Plan start timing
Please keep the following in mind:
The application review process can take up to 10 days
Plans can only begin on the 1st or the 15th of the month
Your plan start date is scheduled after your application is approved
Important exceptions
Some benefits have specific eligibility conditions or waiting periods.
Maternity benefit
The maternity benefit has a 10-month waiting period.
The maternity benefit includes a total limit of USD 2,500, which may cover:
Prenatal care
Routine gynecological exams
Ultrasounds and blood tests
Delivery
Newborn care
Hospital admissions for labor are included within the maternity benefit limit and are not covered under the general hospitalization benefit.
HIV/AIDS coverage
Coverage related to HIV/AIDS applies only if:
HIV antibodies or the AIDS virus were not detected before your plan's start date, and
Were not detected within the first 36 months after your plan's start date
Need help?
If you have questions about waiting periods or plan start dates, our Customer Care team is happy to help.