If you are involved in an accident with an uninsured driver, we will not reduce your No Claim Discount. This is provided on Saga Standard, Select and Plus Insurance cover levels.
We will not reduce your No Claim Discount under this policy for any claim we accept as caused by an uninsured driver.
To obtain this benefit you will need to provide:
• The vehicle registration number, make and model of the uninsured vehicle
• The driver’s details, if possible
• The names and addresses of any independent witnesses, if available.
Until we have confirmed that you have a valid claim under this section of your policy, you will have to pay your policy excess, and if your policy is due for renewal, you will temporarily lose your No Claim Discount. Once we have confirmed that you have a valid uninsured driver claim we will refund any excess paid and restore your No Claim Discount.
This cover excludes uninsured drivers of your vehicle.