Receive payments from US clients, employers, and platforms like Fiverr & Upwork as if you were in the United States. No more waiting 5-7 days for your deposits to arrive or losing up to 10% in conversion fees!
US Bank Transfers are here!
With the US Bank Transfer feature, you get a set of personal payment details—specifically, a Routing Number and an Account Number.
→ To your client: It looks exactly like a regular US bank deposit account.
→ To you: It is the fastest bridge to get paid in USD and have it land in your Sentz wallet as stablecoins (eUSD).
How It Works
Enroll: Tap "US Bank Transfers" on your Sentz home screen to request your US Bank virtual account details.
Verify: Complete a quick identity verification with our banking partner, Bridge. We'll email you once your details are ready (usually within 24 hours).
Share: Once your KYC is approved and your virtual bank account details are ready, you'll receive a confirmation email and can easily copy your Account and Routing numbers to share with your payer.
Receive: When the bank transfer arrives, it automatically converts to eUSD stablecoins and is credited to your Sentz balance.
Withdraw Easily: You can choose to withdraw as NGN (via P2P, Direct, or Instant Bank Transfer) or Stablecoins (USDT or USDC).
What can I use my USD Account Number for?
Freelance Platforms: Add it as a withdrawal method on Upwork, Fiverr, Deel, and other supported platforms.
Direct Clients: Share your Sentz US Bank Transfer details with your clients via social media, email, or include them in your invoices.
Salary: Give the details to your US employer for direct deposit.
Friends & Family: Receive personal transfers from anyone who can make an ACH or Wire transfer using their US Bank Account.
Who can send me money using this US Bank Transfer feature?
Anyone in the US who can initiate an ACH or wire transfer, and anyone worldwide who can send a transfer from an ACH-enabled account, can use this feature to pay you. All you need to do is create your virtual USD account on the app and share your routing number and account details with them.
Deposit Delivery Timeframe ⏰
ACH Deposits:
These typically take 1 — 3 business days to arrive in your Sentz wallets.
Wire Deposits:
These typically arrive the next business day (if sent before noon on a business day).
In extreme cases (due to banking holidays, etc., your deposit might take longer than usual. Simply check the in-app tracker to see when your deposit will arrive.
(US Bank Transfer status tracker)
Fees & Costs
At Sentz, we believe in transparency. Here is exactly what you pay:
Service Fee: 1.25% per transaction.
Processing Fee:
ACH (Recommended): + $0.50 per deposit.
Wire: + $10 per deposit.
Monthly Use Fee: $2
Note: You are charged only the monthly $2 fee if you actually receive funds that month. If you don't use the account in a month, you pay $0 for that month.
Recommended Deposit Limits
Minimum Deposit: All bank transfer deposits must be at least $1.00 to be processed; any deposit below this amount will be lost.
Corporate Payers (Upwork, Deel, Employers): No maximum limits.
Individual Payers (Friends/Family): Recommended limit of $4,000 per transfer.
Note: Our banking partner, Bridge, may flag and return payments deemed high-risk.
If you need further help with anything, please feel free to contact our Support team by clicking the button below.