Your Sentz USD Account supports both ACH and Wire transfers. Both will get money into your wallet, but they have very different costs and speeds.
Differences:
Feature | ACH (Recommended) | Wire Transfer |
Best For → | Salaries, Freelance Platforms, Regular Payments | Urgent, High-Value Transfers |
Sentz Fee → | $0.50 (+ 1.25%) | $10 (+ 1.25%) |
Speed → | 1-3 Business Days [excluding weekends and public holidays] | *Same Day (if sent early) [excluding weekends and public holidays] |
ACH Transfers (Recommended)
ACH stands for Automated Clearing House, representing the electronic network that processes batch transfers between U.S. bank accounts. It is how millions of Americans receive their paychecks every week.
Pros: It is more cost-effective and convenient.
On Sentz, the fixed fee is only $0.50.
Cons: It is not instant. In extreme cases, it may take up to 3 business days to reflect in your wallet.
For most freelance payments, Upwork withdrawals, or salaries, the low cost is worth the short wait.
Wire Transfers
Wire transfers are a direct bank-to-bank transaction.
Pros: Speed is the biggest pro of using Wire transfers.
If your client sends a wire early in the morning, the funds often settle in your Sentz account by evening at the latest.
Cons: Cost is a significant factor for Wire transfers.
Wires are expensive to process. Sentz charges a $10 fee to cover the cost billed to us by our banking partner, Bridge. Your client's bank may also charge an additional fee to process the transfer.
Usually, Wire transfers are ideal for large amounts (e.g., over $1,000) where delivery speed is critical and you don’t mind the pricey fees.
If you need further help with anything, please feel free to contact our Support team by clicking the button below.