Sometimes you need to send money to accounts that can’t be linked through our usual providers (Plaid, Finicity, Method, or Spinwheel).
That’s where Destination Accounts come in.
They’re designed for flexibility, so you can route money wherever it needs to go.
What is a Destination Account?
A Destination Account is any account you add manually by entering its routing and account numbers.
Unlike other account types, they’re send-only:
You can push funds to them from Sequence.
But you can’t pull funds out of them.
When to use a Destination Account
Destination Accounts are a good fit when:
The account isn’t yours (business payments, contractors, employees, family members, etc.)
The account is yours, but your institution doesn’t support Plaid/Finicity integration
Sequence doesn’t need balance visibility, just a reliable way to send money out
Transfer times
Transfers to Destination Accounts move via ACH.
Timing depends on the source of funds:
From a Sequence account → same-day ACH
From an external account → 1–3 business days
Destination Accounts give you flexibility beyond what data providers can connect.
Next, we’ll cover Joint Accounts — how they work in Sequence, and the best way to set them up for shared use.