Joint accounts are bank accounts owned in an institution by more than one entity.
often couples, business partners, or anyone who needs shared access to the account
How to Connect Joint Accounts
To connect joint accounts, both users need to be co-owners in Sequence.
Here’s how:
Log in from the account owner’s Sequence profile.
Go to Settings > Users.
Click + Invite.
Add your partner as a co-owner.
What is a Co-Owner?
A co-owner has broad access in Sequence. They can:
Create rules
Add accounts
Add income sources
Add pods
Note: Co-owners cannot delete accounts, income sources, or pods.
How It Works
Once a co-owner is added (personal or business):
A joint beneficiary will appear in the beneficiary dropdown.
It will look like: Jacob Greenstein & Sarah Hemington.
When adding joint accounts, choose this joint beneficiary.
Adding Single-Owner Accounts
Want to add a personal account that’s owned by just one party of the joint beneficiary?
Here’s how:
Log in from the account owner’s Sequence profile.
Choose the joint beneficiary from the dropdown.
Select the account you want to connect.
Sequence will know you’re adding a single-owner account, not a joint one.
Behind the Scenes
Once you add a co-owner, the beneficiary dropdown will always include a joint beneficiary for the two of you.
Even so, Sequence still knows there are two separate users and which user is currently logged in.
That’s why:
To add a single-user bank account, you must be logged into the Sequence account of the person who owns that bank account.
When connecting the account, you’ll still select the joint beneficiary.
Behind the scenes, Sequence automatically maps the account to the currently logged-in user, even though the beneficiary is joint.
That’s it — you’re set up for joint accounts.
Next, head over to the page on Beneficiaries to learn more about how they work across all accounts.