An emergency fund is money you set aside for the unexpected, a car repair, a medical bill, a slow month, so you're not scrambling when life happens. In Sequence, you build one with a dedicated Pod and a rule that fills it automatically, so it grows without you thinking about it.
1. Create an Emergency Fund Pod
A Pod is a real checking account you can name and use for one purpose. Create one and call it Emergency Fund, so this money stays separate from your everyday spending and you're not tempted to dip into it.
See Adding and Deleting a Pod if you need a hand.
2. Set a target
A common goal is three to six months of essential expenses. You don't have to hit it right away, the point is to pick a number so you know what you're working toward. If it feels big, start with a one-month cushion and build from there.
3. Fund it automatically with a rule
This is where Sequence does the work. Set up a rule that moves money into your Emergency Fund Pod on its own. A few ways people do it:
A percentage of income: every time money lands, send a slice (say 5 or 10 percent) straight to the Pod.
A fixed amount on a schedule: move a set amount, like $200, on the 1st of every month.
Top up to your target: keep the Pod at your goal balance and only add what's needed to get there.
See What are Rules? to set your trigger, and Action Types for the percentage, fixed-amount, and top-up options.
4. Let it grow, and leave it alone
Because the Pod is separate and the rule runs automatically, your emergency fund builds quietly in the background. When something comes up, the money's already there, ready to move wherever you need it.
Want more Pod ideas? See Pods Use Cases.