Top up your Wallet

Top up your Wallet in New Zealand dollars (NZD) with a bank transfer, debit or credit card, or Apple Pay or Google Pay.

Sharesies Help avatar
Written by Sharesies Help
Updated over a week ago

Top up with a standard bank transfer

Go to Wallet > Top up Wallet > Bank transfer to find the details you need to top up your Sharesies Wallet by bank transfer:

  • your reference

  • the payee name, and

  • the Sharesies account number (12-3497-0007278-01).

When setting up a one-off bank transfer, or automatic payment, make sure that your reference has been included and is correct. We use this reference to automatically assign your top-up to your Wallet. If you forget to add your reference, please email us at help@sharesies.co.nz so we can manually match it up to your account (which will take slightly longer).

Topping up your Wallet with a bank transfer can take a few hours on weekdays. Over weekends and public holidays, it can take a few days—it all depends on your bank!

Top up with a debit or credit card

You can top up your Sharesies Wallet with a debit or credit card—it can take up to a few hours to process. There’s a card processing fee to use a card.

To top up using a card in Sharesies:

  1. Select Wallet > Top up Wallet

  2. Select Credit or Debit Card

  3. Select your Saved card or add a credit or debit card

  4. Enter the amount you’d like to top up

  5. See the total top-up amount plus fees, and select Top up with card to proceed with payment

  6. Select Top up Wallet to confirm your card top up.

Top up with Apple Pay or Google Pay

In the Sharesies app, you can top up your Wallet with Apple Pay or Google Pay—a top-up can take up to a few hours to process. A card processing fee will apply.

To top up with Apple Pay or Google Pay on the Sharesies app:

  1. Select Wallet > Top up Wallet

  2. Select Apple Pay/Google Pay, Credit or Debit card

  3. Select Apple Pay/Google Pay as your payment method

  4. Enter the amount you'd like to top up

  5. See the total top-up amount plus fees, and select Top up with Apple Pay/Google Pay to proceed with payment

  6. Select Top up Wallet to confirm your card top-up.

Top up with an instant bank transfer

To top up with an instant bank transfer in Sharesies:

  1. Select Wallet > Top up Wallet

  2. Select Instant bank transfer

  3. Enter the amount you’d like to top up (the total top-up amount plus fees will be displayed at the bottom)

  4. Select your bank (currently only Westpac and BNZ are available) to proceed with payment

  5. Review your top-up details, and select Continue to my bank

  6. Log in to your online banking using your bank login details

  7. Confirm the transfer.

When you top up with an instant bank transfer, the money will appear in your Wallet immediately. You’ll usually see the transaction in your bank account at the same time, but it may take a few hours for the transaction to appear in your bank account for transfers made between 11 PM to 8 AM. Each time you top up using this method, you’re charged an instant bank transfer fee.

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