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Fees & Pricing at a Glance 💷

What it costs to use Spenny Piggy, what supporters pay, and what creators receive. The short version.

Written by 🐽 Support Piggy 🐽

Everything in one screen. No hunting. 💷


For creators 🐷

Subscription

£8.99 + VAT / month

Free trial

No charge until your first sale!

Commission on your sales

None

What you receive

100% of your listed price

Payout schedule

Weekly — earnings Friday to Thursday, paid the following Friday

New-account reserve

10% for the first 30 days, then 0%

Cancel any time

Yes, from your dashboard

List something at £50, receive £50. Supporters cover the fees on top. Your subscription is flat — it doesn't scale with what you earn. ✅


For supporters 💖

You pay the creator's listed price plus fees, shown as one clear total before you confirm.

Rail

Platform fee

Compliance fee

Admin fee

Payment processing

💳 Card & wallets

17%

2%

£1

2.9% + 30p

🏦 Pay by Bank

13%

2%

£1

0.8% + 30p

💠 Stablecoin

10%

2%

£1

Provider rate

Plus payment processing, passed through at cost.

🏦 Pay by Bank is cheaper — around £9 less on a £100 purchase. Available in the UK, EU and US.

⚠️ A one-off £1 card verification applies when creating a supporter account. Guest purchases don't involve it.


What's not charged 🚫

❌ No commission on creator sales
❌ No payout fee from us
❌ No withdrawal minimum
❌ No hidden fees at checkout — the total is shown before you pay
❌ No charge for supporters browsing or following


VAT 🧾

Creator subscriptions: £8.99 + VAT.

Creator sales: if you're VAT-registered, enable it in your settings with your country — VAT is then added on top of the supporter's total, and you still receive your listed price.


Where the money goes 💷

Out of the platform fee comes creator bonus payments, servers and infrastructure, developers, security and compliance monitoring, and human support.

We publish our own percentages, which most platforms don't. Full breakdown and worked examples in What You're Actually Paying For.


TL;DR 🎯

  1. Creators: £8.99 + VAT/month, no commission, 100% of your listed price 🐷

  2. Supporters: one clear total, shown before you pay 💖

  3. Card ≈28% markup · Bank ≈19% — bank is cheaper 🏦

  4. A flat £1 admin fee is why small purchases look proportionally dearer

  5. Nothing hidden. We publish the lot. ✅

Simple pricing. Published in full. 💷🐷

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