Taking out an advance with MOD is simple:
Open MOD.
Tap the Advance icon at the bottom left of the home screen.
Select an advance amount that's available to you.
Review & confirm the details of your advance.
Tap Accept Advance.
Your advance will appear in your linked bank account within 1-3 business days.
Leveling Up
As you continue to pay back your advances, you will level up to the next amount:
Pay off $25 → $50 available to borrow
Pay off $50 → $100 available to borrow
Pay off $100 → $200 available to borrow
Pay off $200 → $400 available to borrow
There are currently borrowing levels higher than Level 5 ($400), but as each advance is paid off, you are able to select a new advance up to that amount you've unlocked.
For example, once you unlock Level 5 ($400), you are able to borrow $25, $50, $100, $200, or $400. If you've just unlocked Level 3, you are able to borrow $25, $50, or $100.