WXLLSPACE requires proper insurance coverage for all mural projects to protect both artists and property owners. Adequate insurance ensures compliance with industry standards, promotes safety, and mitigates risks for everyone involved in the creative process.
Insurance Requirements for Mural Projects
For all projects coordinated through WXLLSPACE, we require the following insurance coverage:
General Liability Insurance: Minimum $1,000,000 per occurrence / $2,000,000 aggregate, with WXLLSPACE named as an additional insured
Automobile Liability: $1,000,000 per accident, if vehicles are used in the project
Umbrella/Excess Liability: Recommended $1,000,000 per occurrence and aggregate
Workers' Compensation & Employer's Liability: Recommended $1,000,000 per accident and disease for projects requiring labor coverage
Why Insurance Matters
For Artists:
Protects you financially if accidents occur during your project
Covers potential property damage claims while you're working
Demonstrates your professionalism to clients
May be required to access certain properties or work on specific projects
Protects against liability if someone is injured near your work area
For Property Owners:
Ensures you're protected against potential claims arising from the project
Verifies that artists working on your property meet professional standards
Provides peace of mind throughout the creative process
May be required by your property insurance provider
Protects against claims from third parties visiting the property
Certificate of Insurance (COI)
Before starting any project, artists must provide a Certificate of Insurance (COI) that:
Lists all required coverage types and amounts
Names WXLLSPACE as an additional insured
Is current and valid for the entire project duration
Clearly shows policy numbers and expiration dates
Includes contact information for the insurance provider
Insurance Solutions for Artists
We understand that obtaining proper insurance can be challenging for independent artists. To help you meet these requirements, WXLLSPACE has partnered with NEXT Insurance to provide tailored, affordable coverage options specifically designed for mural artists.
Benefits of our partnership include:
Customized policies for visual artists
Flexible coverage options (project-specific or annual)
Simplified application process
Competitive rates for WXLLSPACE artists
Immediate certificate generation
Need Assistance?
If you have questions about insurance requirements or need help obtaining coverage, our support team is here to help. Contact us at support@wxllspace.com.