Instant Prime is YRM Prop’s direct funding product designed for experienced traders who want to skip the evaluation process and begin trading immediately in a payout-eligible environment.
Instant Prime allows traders to trade firm capital from day one in a simulated environment, while following clearly defined risk, consistency, and payout rules.
How Instant Prime Works
Instant Prime follows a straightforward structure:
• You pay a one-time fee based on your selected account size
• You receive immediate access to a funded simulated trading account
• You trade using real-time market data via DxFeed
• You must follow Instant Prime trading, consistency, and drawdown rules
• Once payout requirements are met, you may request withdrawals
• Profits are split 90/10 in your favor
There are no monthly fees and no evaluation phases.
Available Account Sizes
Account Size | One-Time Fee | Max Contracts | Trailing Drawdown | Soft Daily Loss Limit |
$25,000 | $399 | 1 Mini (10 Micros) | $1,250 | None |
$50,000 | $599 | 2 Minis (20 Micros) | $2,000 | $1,500 |
$100,000 | $749 | 4 Minis (40 Micros) | $4,000 | $3,000 |
$150,000 | $899 | 7 Minis (70 Micros) | $6,000 | $4,500 |
📌 Note: You can manage up to 3 Instant Prime accounts at once.
Payout Eligibility Rules
To request a payout on an Instant Prime account, all of the following conditions must be met.
1. Minimum Trading Days
• 8 qualifying trading days are required before requesting a payout
• Trading days do not need to be consecutive
• You may take days off between qualifying days
Definition of a Qualifying Trading Day
A qualifying trading day is defined as:
• At least one trade is placed during the trading session
• The account closes the day with a minimum net profit of $150
Days that do not meet the $150 minimum profit requirement do not count toward the 8-day requirement.
2. Profit Targets
(Accounts Purchased on or After February 1st)
Instant Prime accounts purchased on or after February 1st must meet profit targets before requesting payouts.
Account Size | First Payout Target | Subsequent Payout Target |
$25K | $1,500 | $1,000 |
$50K | $3,000 | $2,000 |
$100K | $5,000 | $3,500 |
$150K | $8,000 | $5,000 |
• Profit targets must be met in addition to the 8 qualifying trading days and consistency check
• After a payout, a new profit target must be reached for the next payout
• Payout caps apply per payout cycle based on account size and payout number
3. 20% Consistency Rule
The 20% consistency rule ensures payouts are based on steady performance rather than a single oversized trading day.
How it works
Add together the profit from all qualifying trading days
Calculate 20% of that total profit
No single trading day’s profit may exceed that 20% amount
Any day exceeding the 20% threshold does not count toward payout eligibility.
Full Instant Prime Payout Example
Example: $50K Instant Prime Account (Purchased After February 1st)
Account requirements
• 8 qualifying trading days
• Minimum $150 profit per qualifying day
• First payout profit target: $3,000
• 20% consistency rule applies
Step 1. Qualifying Trading Days
Day | Net Profit | Qualifies? |
Day 1 | $180 | Yes |
Day 2 | $220 | Yes |
Day 3 | $155 | Yes |
Day 4 | $90 | No (below $150) |
Day 5 | $310 | Yes |
Day 6 | $260 | Yes |
Day 7 | $195 | Yes |
Day 8 | $225 | Yes |
Day 9 | $455 | Yes |
➡️ Day 4 does not qualify
➡️ Trader now has 8 qualifying trading days
Step 2. Profit Target Check
Total profit from qualifying days:
$180 + $220 + $155 + $310 + $260 + $195 + $225 + $455 = $2,000
❌ Profit target not met yet
➡️ Trader must continue trading until total profit reaches $3,000
Step 3. Consistency Rule Check
Once profit reaches $3,000:
20% consistency threshold = $600
If one trading day produced $900, that day would be disqualified and the trader would need an additional qualifying day.
Step 4. Payout Eligibility
A payout can be requested only when all conditions are met:
✅ 8 qualifying trading days
✅ Each qualifying day closed with at least $150 profit
✅ Total profit meets or exceeds $3,000
✅ No single day violates the 20% consistency rule
✅ Account remains within drawdown limits
Grandfathering for Existing Instant Prime Accounts
Instant Prime accounts purchased before February 1st are grandfathered under the original payout rules.
For these accounts:
• No profit target is required
• 8 qualifying trading days are still required
• Each qualifying day must close with at least $150 in profit
• 20% consistency rule still applies
• Original payout structure remains unchanged
Only Instant Prime accounts purchased on or after February 1st follow the new profit target and payout cap rules.
Drawdown Rules
Trailing Max Drawdown (End-of-Day Mode)
All Instant Prime accounts use a Trailing Max Drawdown calculated at end of day and enforced intraday.
• The drawdown trails your highest end-of-day balance
• If your balance drops below the active drawdown level at any time, the account is breached immediately
• Once profits equal the drawdown buffer and close above it at end of day, the drawdown locks at the starting balance
Soft Daily Loss Limit (50K and Above)
Accounts at $50K and above include a soft daily loss limit equal to the drawdown buffer.
• This limit does not cause an immediate breach
• It is provided as a risk-management guideline
• Breach decisions are based on total PnL, drawdown, consistency, and trading days
Payout Details
• Payouts are available once all eligibility rules are met
• Minimum of 8 qualifying trading days, each with at least $150 profit
• Profit targets apply to new accounts
• 20% consistency rule must be satisfied
• 90/10 profit split in your favor
• No scaling phase — full account size from day one
Approved payouts are typically processed within 24 hours.
Account Management Limits
• You may manage up to 3 Instant Prime accounts
• Instant Prime and Prime accounts may be combined (maximum of 3 funded accounts total)
• Traders selected for Live Trading are limited to 1 Live Account