Note: Instant Prime accounts were discontinued on July 13, 2026 and are no longer available for purchase. If you already have an Instant Prime account, nothing changes for you. Your account remains active, fully supported, and you may continue trading under the same rules, conditions, and payout structure as before.
Instant Prime accounts at YRM Prop use a Trailing Max Drawdown system (End-of-Day mode) combined with a soft daily loss limit for higher-tier accounts. Understanding how these mechanisms work together is critical to managing risk properly and maintaining payout eligibility.
Key Mechanics Overview
Rule | $25K Account | $50K Account | $100K Account | $150K Account |
Max Drawdown (Hard Floor) | $1,250 | $2,000 | $4,000 | $6,000 |
Daily Loss Limit (Soft) | N/A | $1,500 | $3,000 | $4,500 |
Starting Balance Cap | $25,000 | $50,000 | $100,000 | $150,000 |
Drawdown Mode | End of Day | End of Day | End of Day | End of Day |
Core Concepts Explained
Trailing Max Drawdown (Hard Floor)
• The trailing drawdown updates only at end of day (EOD) based on your closing balance
• The drawdown trails your highest EOD balance
• If your live equity drops below the drawdown level at any time, the account is immediately breached and closed
• Once your drawdown reaches your starting balance, it stops trailing permanently
This is a hard rule and is enforced live intraday.
Soft Daily Loss Limit
Instant Prime accounts at $50K and above include a soft daily loss limit, equal to the drawdown buffer.
Important clarifications:
• The soft daily loss limit does not close the account
• It does not disable trading
• It does not automatically disqualify payouts
• It is provided as a risk management guideline, not a hard stop
All breach decisions are based on total equity vs the hard drawdown floor, not the soft limit.
How the Drawdown System Behaves
Case 1: Soft Daily Loss Limit Followed by Hard Breach
$50K Instant Prime Account
Day 1
• Trader loses $1,500 intraday
• Soft daily loss limit is reached
• Account remains active
• EOD balance = $48,500
• Hard drawdown floor remains at $48,000
Day 2
• Trader loses another $550 intraday
• Live equity drops to $47,950
• Equity falls below the hard drawdown floor
❌ Hard breach triggered — account closes permanently
Case 2: Profitable Growth (Drawdown Trails, Then Locks)
$50K Instant Prime Account
Day 1
• +$1,000 profit
• EOD balance = $51,000
• Drawdown moves to $49,000
Day 2
• +$2,000 profit
• EOD balance = $53,000
• Drawdown locks at $50,000 (starting balance)
Day 3
• +$2,000 profit
• EOD balance = $55,000
• Drawdown remains locked at $50,000
From this point forward, any drop below $50,000 at any time results in a hard breach, regardless of how high profits go.
Case 3: Recovery Followed by Violation
$50K Instant Prime Account
Day 1
• +$3,000 profit
• EOD balance = $53,000
• Drawdown locks at $50,000
Day 2
• −$1,000 loss
• EOD balance = $52,000
• Account remains safe
Day 3
• Trader loses $2,100 intraday
• Live equity drops to $49,900
❌ Hard breach triggered — account closes immediately
Soft Daily Loss Limit vs Hard Breach
Type | Trigger | Result |
Soft Daily Loss Limit | Intraday loss exceeds soft limit | Account remains active |
Hard Breach | Equity falls below drawdown floor | Account permanently closed |
Consistency & Payout Rules (Instant Prime)
To qualify for a payout on any Instant Prime account, all requirements below must be met.
Minimum Trading Days
• 8 qualifying trading days are required
• Days do not need to be consecutive
Definition of a Qualifying Trading Day
A qualifying trading day must:
• Include at least one executed trade
• Close the day with a minimum net profit of $150
Days below $150 do not count toward payout eligibility.
20% Consistency Rule
• Add total profit from all qualifying days
• Calculate 20% of that total
• No single day’s profit may exceed that amount
Any day exceeding the 20% threshold is disqualified and must be replaced with another qualifying day.
Additional Requirements
• No hard breach may occur
• Profit targets must be met for accounts purchased on or after February 1st
• Account must remain within drawdown limits