Instant Prime accounts at YRM Prop use a Trailing Max Drawdown system (End-of-Day mode) combined with a soft daily loss limit for higher-tier accounts. Understanding how these mechanisms work together is critical to managing risk properly and maintaining payout eligibility.
Key Mechanics Overview
Rule | $25K Account | $50K Account | $100K Account | $150K Account |
Max Drawdown (Hard Floor) | $1,250 | $2,000 | $4,000 | $6,000 |
Daily Loss Limit (Soft) | N/A | $1,500 | $3,000 | $4,500 |
Starting Balance Cap | $25,000 | $50,000 | $100,000 | $150,000 |
Drawdown Mode | End of Day | End of Day | End of Day | End of Day |
Core Concepts Explained
Trailing Max Drawdown (Hard Floor)
• The trailing drawdown updates only at end of day (EOD) based on your closing balance
• The drawdown trails your highest EOD balance
• If your live equity drops below the drawdown level at any time, the account is immediately breached and closed
• Once your drawdown reaches your starting balance, it stops trailing permanently
This is a hard rule and is enforced live intraday.
Soft Daily Loss Limit
Instant Prime accounts at $50K and above include a soft daily loss limit, equal to the drawdown buffer.
Important clarifications:
• The soft daily loss limit does not close the account
• It does not disable trading
• It does not automatically disqualify payouts
• It is provided as a risk management guideline, not a hard stop
All breach decisions are based on total equity vs the hard drawdown floor, not the soft limit.
How the Drawdown System Behaves
Case 1: Soft Daily Loss Limit Followed by Hard Breach
$50K Instant Prime Account
Day 1
• Trader loses $1,500 intraday
• Soft daily loss limit is reached
• Account remains active
• EOD balance = $48,500
• Hard drawdown floor remains at $48,000
Day 2
• Trader loses another $550 intraday
• Live equity drops to $47,950
• Equity falls below the hard drawdown floor
❌ Hard breach triggered — account closes permanently
Case 2: Profitable Growth (Drawdown Trails, Then Locks)
$50K Instant Prime Account
Day 1
• +$1,000 profit
• EOD balance = $51,000
• Drawdown moves to $49,000
Day 2
• +$2,000 profit
• EOD balance = $53,000
• Drawdown locks at $50,000 (starting balance)
Day 3
• +$2,000 profit
• EOD balance = $55,000
• Drawdown remains locked at $50,000
From this point forward, any drop below $50,000 at any time results in a hard breach, regardless of how high profits go.
Case 3: Recovery Followed by Violation
$50K Instant Prime Account
Day 1
• +$3,000 profit
• EOD balance = $53,000
• Drawdown locks at $50,000
Day 2
• −$1,000 loss
• EOD balance = $52,000
• Account remains safe
Day 3
• Trader loses $2,100 intraday
• Live equity drops to $49,900
❌ Hard breach triggered — account closes immediately
Soft Daily Loss Limit vs Hard Breach
Type | Trigger | Result |
Soft Daily Loss Limit | Intraday loss exceeds soft limit | Account remains active |
Hard Breach | Equity falls below drawdown floor | Account permanently closed |
Consistency & Payout Rules (Instant Prime)
To qualify for a payout on any Instant Prime account, all requirements below must be met.
Minimum Trading Days
• 8 qualifying trading days are required
• Days do not need to be consecutive
Definition of a Qualifying Trading Day
A qualifying trading day must:
• Include at least one executed trade
• Close the day with a minimum net profit of $150
Days below $150 do not count toward payout eligibility.
20% Consistency Rule
• Add total profit from all qualifying days
• Calculate 20% of that total
• No single day’s profit may exceed that amount
Any day exceeding the 20% threshold is disqualified and must be replaced with another qualifying day.
Additional Requirements
• No hard breach may occur
• Profit targets must be met for accounts purchased on or after February 1st
• Account must remain within drawdown limits