Overview
YRM Prop’s Instant Prime accounts reward disciplined, consistent traders with a 90/10 profit split and a progressive payout cap system. This guide covers:
Payout eligibility
Profit-sharing mechanics
Cap structure per account
Reset logic after each payout
KYC & compliance
Multi-account strategy tips
Max drawdown adjustment after payouts
Understanding these rules helps you scale withdrawals smoothly while staying compliant.
Profit-Sharing Model
90/10 Profit Split
You keep 90% of all profits, and YRM Prop retains 10% as a performance fee.
There are no monthly payout limits. You may request multiple payouts per month, provided you meet all requirements for each payout cycle.
Payout Eligibility Requirements (Applies to All Instant Prime Accounts)
Before each payout request, the following requirements must be met from scratch:
Requirement | Details |
Qualifying Trading Days | 8 qualifying trading days |
Definition of a Qualifying Day | A day that closes with at least $150 net profit |
Consistency Rule | 20% consistency rule |
Drawdown Status | No hard breach |
Account Status | Account must be in good standing |
Buffer Requirement | Minimum $100 left in account |
KYC | Required on first payout only |
Important:
Payout cycles reset after every withdrawal. You must complete a new 8-day cycle before requesting another payout.
Legacy vs Updated Instant Prime Payout Caps
Instant Prime payout caps depend on when the account was purchased.
🔹 Instant Prime Accounts Purchased Before February 1st
(Legacy Structure – No Profit Targets)
These accounts remain on the original payout cap structure and do not require profit targets for payout eligibility.
Legacy Payout Caps (Per Payout Request)
Account Size | 1st Payout | 2nd Payout | 3rd Payout | 4th+ Payout |
$25K | $1,000 | $1,500 | $2,500 | $3,500 |
$50K | $1,500 | $2,000 | $2,500 | $4,000 |
$100K | $2,000 | $2,500 | $3,000 | $5,000 |
$150K | $2,500 | $3,000 | $3,500 | $6,000 |
Notes:
8 qualifying trading days still apply
$150 minimum profit per qualifying day still applies
20% consistency rule still applies
Only the profit target requirement does NOT apply
🔹 Instant Prime Accounts Purchased On or After February 1st
(Updated Structure – Profit Targets Required)
These accounts follow the updated payout system, which introduces profit targets while maintaining clear payout caps.
Profit Targets for Payout Eligibility
Account Size | First Payout Target | Subsequent Payout Target |
$25K | $1,500 | $1,000 |
$50K | $3,000 | $2,000 |
$100K | $5,000 | $3,500 |
$150K | $8,000 | $5,000 |
Updated Payout Caps (Per Payout Request)
Account Size | Payouts 1–3 | Payout 4+ |
$25K | $1,000 | $1,250 |
$50K | $2,000 | $2,500 |
$100K | $2,500 | $3,000 |
$150K | $3,000 | $3,500 |
Important:
Profit targets must be met before a payout can be requested, but payout caps still apply per payout, not cumulatively.
How the Payout Clock Works
Each time you receive a payout:
Your qualifying-day count resets
You must complete 8 new qualifying trading days
Each qualifying day must close with $150+ profit
The 20% consistency rule must be met again
There is no cooldown period, but you cannot stack payouts without restarting the cycle.
$100 Buffer Rule
All Instant Prime accounts must retain a minimum $100 balance buffer after a payout.
Example
If your account balance is $51,500 and you request a $1,500 payout:
❌ Rejected (no buffer left)
Valid alternatives:
Withdraw $1,400 and leave $100
Grow the account to $51,600 and withdraw $1,500
Drawdown Behavior After a Payout
If You Withdraw Before $2,000 in Profit
Example:
Balance: $51,600
Payout: $1,500
After withdrawal:
Max drawdown jumps to starting balance ($50,000)
If You Withdraw After $2,000+ in Profit
Example:
Balance: $52,200
Payout: $2,000
After withdrawal:
Max drawdown remains locked at the starting balance
Additional profits do not move the drawdown higher
This structure encourages traders to build a cushion before withdrawing.
Multi-Account Strategy
Rule | Detail |
Max Active Accounts | Up to 3 total funded accounts (Prime + Instant Prime combined) |
Independent Cycles | Each account has its own payout cycle and cap level |
Combined Withdrawals | You may withdraw the sum of all eligible account caps |
Example
Three $150K Instant Prime accounts at the 4th+ payout level:
Cap per account: $3,500
Max total withdrawal: $10,500
Payout Process
Request via trader dashboard
Compliance Review verifies:
8 qualifying days
$150 minimum per day
Consistency compliance
No hard breaches
KYC (First Payout Only) via Rise
Processing Time: Within 24 hours of approval
Payment Methods
Bank transfer
Crypto: BTC, ETH, USDT, USDC
Breach Summary
Breach Type | Description | Result |
Soft Loss Limit | Exceeding soft daily loss reference | No account closure |
Hard Breach | Equity falls below trailing drawdown intraday | Account permanently closed |
Hard breaches forfeit all profits and end the account.
Summary
90/10 profit split
8 qualifying trading days per payout
$150 minimum profit defines a qualifying day
Legacy and post-Feb 1 accounts follow different payout logic
Progressive caps reward consistency
$100 buffer required
Drawdown locks at starting balance
Multiple accounts increase total withdrawal potential