To access and transact using the Penny Pinch App, you will need to fund your balance before you make a purchase.

You can fund your Penny Pinch balance using the following methods:

Debit or Credit Card - You can use any Visa or Mastercard Debit or Credit card to fund your wallet balance. Small fees may apply, funds are deposited instantly into your balance.

Bank Transfer - You can request an ACH transfer at your bank to our account. Funds will be applied to your balance once they are received and processed by our team.

Employee Salary - You can request your salary be deposited into your Penny Pinch Balance. You will be required to provide your employer with our deposit bank information shown in the app.

Funds will be applied to your balance once they are received and processed by our team.

Receive Funds - Peers can send you funds using our money transfer service anytime, anywhere. Funds will be deposited instantly to your account.