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What are the banking functionalities and fees for Accountable Banking?

A full overview of Accountable Banking features and fees, including SEPA transfers, ATM withdrawals, and foreign currency rates.

Written by Simon

The Accountable Banking professional account is 100% free and available in every Accountable plan. Most Accountable Banking features are also free, with the exception of a few international operations.

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Below is a full list of functionalities and fees for Accountable Banking:

Functionality

Fee

Monthly fee

€0

Virtual debit card (Apple Pay / Google Pay)

€0

Physical debit card

€0 in the Max plan (otherwise €7.50)

Scheduled transfers

€0

Standing orders

€0

Domestic transfers (incoming + outgoing)

€0

Transfers (incoming + outgoing) within the SEPA zone (see below)

€0

Instant transfers

€0

Direct debits

€0

ATM withdrawals within the SEPA zone

€1 plus VAT

Non-EUR transfers (see full list below)

€5 + 0.6, 5% of amount plus VAT

ATM withdrawals outside the SEPA zone

2% of the amount withdrawn plus VAT

SEPA direct debit rejection

€10

Countries within the SEPA zone

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Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, the UK, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.

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Fees for incoming and outgoing credit transfers in foreign currencies

Currency

Fee

PLN, HRK, HUF, CZK, RON, DKK,
NOK, CHF, CAD, SEK, GBP, USD,
NZD, AUD, EUR (via SWIFT)

€5 + 0.6%

KES, PKR, MXN, INR, VND, MYR,
IDR, THB, PHP, HKD, BGN, LKR,
SGD, JPY

€5 + 1%

UGX, ARS, NPR, EGP, TZS, BRL,
CNY, UAH, GEL, BDT, TRY, RUB,
KRW, AED, GHS

€5 + 2%

BWP, UYU, FJD, COP, MAD, CRC,
CLP, ILS, ZAR, ZMW

€5 + 5%

Note that Accountable covers the fees for card transactions in foreign currencies.

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Need help? Chat with us or email support@accountable.eu, we're happy to help.

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