Add your own payment details to start invoicing immediately without verification. Clients will see your wallet address or bank account on the invoice and copy it to pay you directly.
When to use manual payment Details
Use manual payment details if you:
Want to start invoicing immediately without completing verification
Prefer to receive payments directly to your wallet or bank account
Don't need automatic invoice matching
Want to avoid the 1% transaction fee
Note: For a more professional experience with automatic matching and multiple payment options, consider enabling Flexible Payment Options instead.
Learn about Flexible Payment Options (link to flex pay article)
How it works
You add your wallet address or bank account details
Client receives your invoice
Client sees your payment details on the invoice payment page
Client copies your details and pays you directly
You receive payment directly to your wallet or bank account
You manually match the payment to the invoice
No Acctual fees. Your bank or wallet provider may charge their own fees.
How to add manual payment details
Step 1: Go to settings → Payments
Click Settings (gear icon in sidebar)
Select the Payments tab
Scroll to Payment details, Invoices
Click the Crypto or Fiat tab
Step 2: Add your payment details
Option 1: Add a crypto wallet
Click the crypto tab
Enter a name (e.g., "My USDT Wallet")
Enter your wallet address
Optionally connect your wallet
Click add
Your wallet address will appear on invoices for clients to copy and pay.
Option 2: Add a bank account
Click the fiat tab
Select your currency (USD, EUR, GBP, CAD, AED, INR)
Choose your payment rail (ACH, Wire, SEPA, SWIFT)
Enter your bank account details:
Account holder name
Account number (or IBAN for EUR)
Routing number (if applicable)
Account holder address
Click add
Your bank account details will appear on invoices for clients to copy and pay.
After adding your payment details, you may see a modal about enabling Flexible Payment Options. Click cancel to continue using manual payment details only.
What clients will see
When you send an invoice with manual payment details:
Client opens the invoice
Client sees your payment details (wallet address or bank account)
Client copies the details
Client pays you directly through their bank or wallet
Client notifies you that payment was sent (optional)
You'll need to check your wallet or bank account to confirm payment received, then manually match it to the invoice.
Matching payments to invoices
When clients pay using your manual payment details, you need to manually match payments to invoices.
To match a payment:
Go to the payments page
Find the payment you received
Click match invoice
Select the correct invoice
Learn how to match payments to invoices
Frequently asked questions
Do I need to complete verification?
No. Manual payment details do not require verification.
Can I add multiple payment methods?
Yes. Add as many crypto wallets and bank accounts as you need.
What currencies are supported?
All currencies: USD, EUR, GBP, CAD, AED, INR, and any crypto wallet.
Are there any fees?
No Acctual fees. Your bank or wallet provider may charge their own fees.
Can I upgrade to Flexible Payment Options later?
Yes. Complete verification and enable Flexible Payment Options on your existing payment methods.
How do I know when a client has paid?
Check your wallet or bank account for incoming payments. You'll need to manually track and match them to invoices.
Next steps
Complete verification – Freelancer verification or business verification
Set up flexible payment options – Learn how to configure flexible payment methods
Supported currencies and payment methods - Learn about supported currencies and payments
Transfer your funds - Learn how to send money
Send your next invoice - Learn how to create and send invoices
How payment links work - Learn how to payment links work on Acctual
Tracking payments and transfers - Learn how to payments and transfers
Matching invoices and payments - Learn how to match invoices and payments
Troubleshooting payment issues - Learn how to trouble payment issues
Need Help?
If you have questions about Acctual:
Email: support@acctual.com
In app messenger chat: Click the chat icon in the right corner of your dashboard