How to link your financial accounts to Benjamin
Haven’t linked a card to Benjamin yet? You can earn a bonus by completing the ‘Link Account’ challenge, which you’ll find in your home feed.
You can also link accounts from the ‘Money’ tab:
Go to the Money tab.
Select Linked External Accounts.
Tap Link Account.
You’ll be directed to our secure partner, Plaid.
Choose the account you want to authorize for transaction data.
Follow the secure login process to enter your banking details.
Enter your bank username and password to complete the connection. This will securely link your account to Benjamin.
That’s it! Your account is now securely linked, and you’re ready to enjoy all the benefits of Benjamin.
Benefits from connecting your accounts
Linking your account offers several benefits:
Earning cashback: Earn cashback on purchases made with the linked account.
Easy withdrawals: Easily withdraw funds from their Benjamin account to your bank account.
$1 reward: Receive a $1 reward by participating in Link account challenge!
How many accounts you can link to Benjamin
Benjamin allows you to link up to two accounts, with one being an account that you can earn Cash back on through purchases and another that you can withdraw to. These two accounts can be the same or different, but they will both need to be connected through Plaid. You are able to edit this one time per month for either Cash back earning or withdrawals.
Receiving a message that your account is already linked to another app or unable to connect?
A message that your account is already linked to another app or unable to connect, can occur with neobank accounts from providers like Varo, Current, and others. These accounts are often automatically linked to rewards programs, which prevents using the same card to earn rewards on multiple apps.
Why this happens?
Neobanks automatically link their cards and accounts to offers and merchants as a standard practice to avoid “double-dipping” on rewards. This can restrict you from linking the same account to Benjamin, ensuring that rewards aren’t claimed multiple times for the same transaction across different services.
What you can do:
Try another account: If your neobank account is linked elsewhere, consider connecting another financial account to your Benjamin account. This allows you to continue earning cashback without interruptions.
Apply for the Benjamin's secure credit card: We’re committed to enhancing your rewards experience and addressing these account-linking challenges. One of our solutions is the introduction of Benjamin’s own secure credit card, which will give you direct access to rewards.
How to remove linked financial accounts
If you need to remove a linked account from Benjamin, you can easily do so from the app:
Go to the Money tab.
Select Linked External Accounts.
Choose the account you wish to remove and follow the prompts.
This will disconnect your selected bank account from Benjamin.