When making a personal income tax payment to the CRA through Chexy, it’s important to understand the processing timelines and how to confirm that your payment has been received.
How Long Will It Take for My Tax Payment to Process?
Once you complete your payment through Chexy, allow up to 8 business days for the CRA to process it. To avoid delays or potential late fees, we recommend making your payment well in advance of your due date.
CRA Payment Processing Timeline
Business Day 0: You complete your tax payment through Chexy, and your credit card is charged immediately.
Business Day 3: Chexy sends the payment to the CRA, and the CRA marks your taxes as "paid" in their system.
Business Day 8: Your payment should appear in your CRA online account.
⏳ Important Note: These timelines refer to business days only and may be affected by weekends and holidays. If your payment date falls on a holiday, processing will begin on the next business day.
How Will I Know My Payment Is Complete?
Since Chexy does not have access to CRA’s internal processing, the best way to confirm your payment has been received is to check your CRA online account:
Visit the CRA online portal.
Sign in to your account.
Click on "Accounts and Payments" in the left-hand menu.
Your payment should appear on this page.
If your payment does not show up after 8 business days, we recommend reaching out to the CRA directly for assistance.
Key Takeaways
✔️ Tax payments take up to 8 business days to process—plan accordingly.
✔️ The CRA considers the tax “paid” once they receive the payment on Business Day 3, but it may take longer to appear in your account.
✔️ Always check your CRA online account to confirm payment—Chexy cannot verify when it has been applied.
✔️ If your payment does not appear after 8 business days, contact the CRA for further assistance.
By planning ahead and understanding these timelines, you can ensure your tax payment is processed smoothly while earning rewards on your credit card. 🚀