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What are the terms and conditions of the Aeroplan & Chexy offer?

Updated over a week ago

Chexy & Aeroplan

We're proud to announce that Chexy and Aeroplan® have teamed up to turn your biggest expenses into big rewards! If you log into your Chexy account, you'll see one of the following limited-time offers that you're eligible for, depending on when you first joined Chexy. The offer period ends July 15, 2025.

Offer #1: New Chexy users (those who activated their first payment through Chexy on or after April 15, 2025), who have linked their Aeroplan account to their Chexy account

Connect your Aeroplan account and pay bills with Chexy to earn up to 10,000 Aeroplan points. Offer period ends July 15, 2025.

  • 2,000 points after your first payment

  • 5,000 points after $5,000 in total payments within your first 6 months

  • 500 points for each recurring payment after the first (up to 2,000 points) within your first 6 months

  • 1,000 points after 12 months of payments

Plus, earn 1,000 points for each friend you refer to Chexy.

Offer #2: Existing Chexy users (those who activated their first payment through Chexy on April 14, 2025 or earlier), who have linked their Aeroplan account to their Chexy account

Connect your Aeroplan account and pay more bills with Chexy to earn up to 4,000 Aeroplan points. Offer period ends July 15, 2025.

  • 2,000 points after reaching 12 consecutive months of payments

  • 500 points for each additional recurring payment added, up to 2,000 points

Plus, earn 1,000 points for each friend you refer to Chexy.

Terms & Conditions

Eligibility & Earning Points

To be eligible to earn Aeroplan Points with Chexy, you must:

  • Be an Aeroplan member (“Aeroplan Member”) and have an Aeroplan account in good standing (“Aeroplan Account”), all in accordance with Aeroplan’s Terms and Conditions (the “Aeroplan Program”) found here;

  • Be a registered Chexy customer with a Chexy account in good standing (“Chexy Account”);

  • Add your Aeroplan number to your Chexy Account by following the prompts in the Chexy website or app. You can only add one Aeroplan number to your Chexy Account at a time;

  • The Chexy Account of the Aeroplan Member must be in the Aeroplan Member’s name so that the name on the Aeroplan Account and the Chexy Account are the same person;

  • Use the Chexy platform to make qualifying payments as defined by Chexy’s Terms of Use, including which payment categories are eligible as defined by Chexy;

  • It may take up to 30 days after the Aeroplan Points are earned to appear in your Aeroplan Account;

  • The Aeroplan Points earned for your Chexy activities will be posted to your Aeroplan Account;

  • Once you’ve added your Aeroplan number to your Chexy Account, you can earn Aeroplan Points as described below. Only payments for legitimate expenses qualify for earning Aeroplan Points. Setting up payments where the recipient of the payment is the same as the originator, resulting in manufactured spend, are strictly prohibited. Chexy reserves the right to determine which payments are eligible.

Offers

For new Chexy users (those completing their first ever payment through Chexy on or after April 15, 2025), who have also successfully added their Aeroplan number to your Chexy Account:

  • Welcome Offer: Earn a one-time Welcome Offer of 2,000 Aeroplan Points by completing your 1st payment. Also, earn an additional 1,000 Aeroplan Points after your 12th consecutive month of completed payments through Chexy (with at least one payment of a minimum of $50 each calendar month).

Limited Time Offers: For those who have completed their first ever payment during the period between April 14th, 2025 at midnight ET and July 15th, 2025 at 11:59 PM PT (the “Offer Period”)

  • Additional Welcome Offer: Earn a one-time Additional Welcome Offer of 5,000 Aeroplan Points for creating a Chexy Account during the Offer Period and then processing a minimum of $5,000 in payments through Chexy, within 6 months of activating your first payment.

  • Recurring Payment Offer: Earn 500 Aeroplan Points for your second (and any subsequent) recurring payments you add to your Chexy Account of a minimum of $50, up to a maximum of 2,000 Aeroplan Points (4 additional recurring payments). To qualify, these recurring payments must be activated, and one month of payments must be completed, all within 6 months of activating your first payment.

  • Referral Offer: During the Offer Period, earn 1,000 Aeroplan Points for each new Chexy user you refer who completes their first payment of a minimum of $50, up to a maximum of 10 referrals per Chexy Account

Existing Chexy users (those who have activated their first payment through Chexy on April 14, 2025 or earlier) can earn on these Limited Time Offers - for the period between April 14th, 2025 at midnight ET and July 15th, 2025 at 11:59 PM PT (the “Offer Period”)

  • Existing Chexy User Offer: You can earn a one-time Existing Chexy User Offer of 2,000 Aeroplan Points by completing the following two actions: 1) adding your Aeroplan number to your Chexy Account during the Offer Period, 2)after your 12th consecutive month of completed payments through Chexy (with at least one payment of a minimum of $50 each calendar month).

  • Recurring Payment Offer: Earn 500 Aeroplan Points for any additional recurring payments you add to your Chexy Account of a minimum payment of $50, up to a maximum of 2,000 Aeroplan Points (4 additional recurring payments). To qualify, these recurring payments must be activated, and one month of payments must be completed, all during the Offer Period. Any recurring payments activated before April 15, 2025 are not eligible for this offer.

  • Referral Offer: During the Offer Period, earn 1,000 Aeroplan Points for each new Chexy user you refer who completes their first payment of a minimum of $50, up to a maximum of 10 referrals per Chexy Account.

Adjustments (Errors) & Discrepancies

Chexy reserves the right, in its discretion, to add, remove, make adjustments to, and/or correct any errors in, the amount of Aeroplan Points issued to Aeroplan Members, at any time and for any reason, with or without notice, including, without limitation, as a result of: (a) Aeroplan Points being erroneously earned or credited to your Aeroplan Account; (b) issues with payment processing; and (c) Aeroplan Points earned at an incorrect, higher earn rate.

In the event of any discrepancy relating to Aeroplan Points earned at Chexy, please contact Chexy Customer Support at support@chexy.co or via the chatbot widget at https://intercom.help/chexyrent/en/. Chexy must be notified within twelve (12) months of the date on which the transaction relating to the discrepancy occurred.

Where, in the reasonable opinion of Aeroplan, an Aeroplan Member has violated, or Aeroplan believes that an Aeroplan Member may have violated The Aeroplan Program Terms and Conditions, Aeroplan may, in addition to its other rights and remedies in the Aeroplan Program Terms and Conditions, at any time and in its sole discretion, take one or more of the following actions: (i) freeze the Aeroplan Account of any Aeroplan Member while Aeroplan investigates suspected activity on the part of that Aeroplan Member; and (ii) refuse to credit the Aeroplan Account of any Aeroplan Member, or debit the Aeroplan Account of any Aeroplan Member, including reversal of Aeroplan Points previously credited.

Other Terms

Participation in the Chexy Aeroplan offers constitutes acceptance of these Terms and Conditions, along with Aeroplan’s Terms and Conditions. Offers may be added, removed or changed at any time, in Chexy’s discretion. Chexy reserves the right to terminate your participation in these offers if you violate any of these Terms and Conditions.

If you have any questions about these offers, please contact Chexy at support@chexy.co.

®Aeroplan is a registered trademark of Aeroplan Inc., used under license.

®The Air Canada maple leaf logo is a registered trademark of Air Canada, used under license.

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