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How do I pay my Toronto Utility or Water bill?

Help paying my Toronto Utility or Water bill. My account number is only 9 digits.

Updated yesterday

You can pay your City of Toronto utility or water bill using Chexy — either as a one-time payment or by setting up a recurring payment.

Why is it asking for 20 digits?

Some banks and payment platforms will ask you to enter a 20-digit account number when setting up the payee. This is because you need to combine two numbers from your utility bill:

Account Number (9 digits)

Client Number (11 digits — often shown as 9 digits plus a 2-digit suffix)

✅ Example:

If your bill shows:

• Account No.: 000999999

• Client No.: 0009999990 00

You would enter them together as:

000999999000999999000

For more details, visit the City of Toronto’s official page on Paying Your Utility Bill.

Note that this is a totally different number than your Toronto property tax bill.

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