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What types of bills can doctors and businesses pay with Chexy?

Updated over 4 months ago

At Chexy, our mission is to help Canadians pay household and business bills with their credit card—even in places where cards aren’t traditionally accepted. Whether it’s a one-time expense or a recurring charge, you can use Chexy to cover a wide range of household or business costs while earning rewards like Aeroplan points along the way.

✅ Bills you can pay

We support a wide range of real-life, everyday expenses. Here’s what you can pay for using Chexy:

  • Business taxes & remittances: Pay business taxes, i.e. corporate taxes, payroll remittance, GST/HST remittance, to the CRA or Revenu Quebec (if you have a 20-digit payment code).

  • Rent: Pay your home rent, office lease, or overhead with your credit card.

  • Utilities: Pay for electricity, water, and waste management services for your home or office.

  • Insurance: Use Chexy to pay for CMPA fees, home, auto, pet, and other insurance premiums.

  • Childcare & Education: Pay for daycare, tuition, and child support.

  • Income & Property Taxes: Pay personal income taxes to CRA and Revenue Quebec, or municipal property taxes.

  • Car & Transportation: Make payments for car leases or other transportation-related bills. Visa only.

  • Telecommunications: Settle your phone, internet, and cable bills easily with your card. Visa only.

  • Wellness: Pay for health and fitness memberships such as gyms or clubs. Visa only.

💳 Why can’t I use Amex for some categories?

Amex has restrictions on setting up certain types of payments. This means categories like transportation, telecommunications, and wellness aren’t currently supported.

If you have an existing payment you previously set up in one of these restricted categories, not to worry — those remain unaffected for the time being and will continue to be processed. If anything changes, we will notify you via email and in your Chexy account. At the moment, this restriction specifically applies to net new payments.

🚫 What we don't support

While Chexy is flexible, there are a few types of payments we do not support:

  • Loan or Mortgage Payments: At this time, Chexy cannot be used for repaying mortgages, credit cards, personal loans, or other forms of debt.

  • Bank Account Funding: We don’t support sending money to personal bank accounts, brokerage accounts, or savings accounts. Chexy is designed for bill payments only—not for cash advances or account top-ups.


Why these restrictions?

While we're always working to add new types of payments, these limitations are in place to protect the integrity of the payment networks we partner with.

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