Credit card providers periodically apply category-based restrictions on certain payment processors.
This may result in:
Specific payment types being temporarily blocked
Certain merchant categories being restricted
Transactions being declined, even if they previously worked
These restrictions are applied at the card network level.
Is This Permanent?
Not necessarily.
These restrictions:
Are imposed by the card provider (e.g., Amex)
Are outside of Chexy’s control
May be lifted in the future
Do not have a guaranteed timeline
Chexy does not determine or manage these limitations.
What Can I Do?
You may:
Use a different credit card
Switch to another payment method (if supported by your payee)
Retry later in case restrictions are lifted