How does billing work? - Extra Credit services will begin immediately after signing up with pre-authorized approved payment of $24.99 (+applicable tax). Billing will occur after the free trial period (if applicable) and monthly starting on the date after the free trial period has expired. If a previous free trial period has been used the Extra Credit services will begin immediately after signing up with an approved payment of $24.99 (+applicable tax).

What if I don’t Pay? - If payment fails to be collected on your billing date your subscription our system will attempt to collect the balance every 3 days for 12 days. If the payment is unsuccessful, your ExtraCredit account will downgrade to a free Credit.com account. The basic service includes your free VantageScore 3.0 from Experian and Credit Report Card, which is a summary of your Experian credit file that is updated every 14 days.

How will Extra Credit’s charge look on my bank statement? Our billing descriptor will show as "CRT*Credit.comExtraCrt" on your bank statement.