Chip is a clever iOS and Android app that moves money for you, automatically. 

Through open banking technology Chip analyses your income and spending and automatically calculates what you can afford to save and moves that money to your Chip account for you.

To put it simply, if you spend more, the AI will save you a bit less, or if you aren't spending as much, we'll put aside a bit more. Our AI also learns, so if you skip or edit saves, Chip will take note and save you a bit more or less in the future. You're still in control and can cancel or amend any of your autosaves when they generate in the morning anytime before 3pm. You can also set rules so Chip does not save while you are in your overdraft or if your account goes below a certain balance.

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