Chip is your simple, all-in-one app for building, managing, and growing your wealth. We’re dedicated to being your confident, trusted guide, helping our members put their money to work.
We’re authorised and regulated by the Financial Conduct Authority (FCA). This means we operate under strict rules designed to keep your money and data safe.
Savings accounts
Saving with Chip puts the power in your hands. You can choose exactly how much control you want over your saving habits with a diverse range of accounts, ensuring you find one that suits your needs.
You can earn interest with a tax-efficient¹ account like the Chip Cash ISA, or with savings accounts like the Chip Instant Access Account and Chip Easy Access Account. Or, if you’d prefer to win prizes, you can try the Chip Prize Savings Account.
All of our savings accounts are powered by ClearBank, which provides the secure banking infrastructure for your funds, and are FSCS protected, with this protection split across any accounts you hold with the same firm.
¹Tax treatment depends on individual circumstances and may be subject to change in the future.
Investments
Start building long-term wealth with our Stocks & Shares ISA and General Investment Account. You can start investing from just £1.
Chip’s integrated investment platform gives you access to an eclectic collection of funds, expertly managed by some of the largest asset managers in the world, including BlackRock and Invesco.
*When investing, your capital is at risk. The value of your investments can go down as well as up, and you may get back less than your original investment.
Seccl Custody Limited is the ISA Manager for the Chip Stocks and Shares ISA.
Fund management charges apply. ISA limits apply. Invest £20k per tax year. Chip does not provide tax or financial advice. Tax treatment depends on individual circumstances and may be subject to change in the future.
App features
To aid you in your wealth-building journey, we offer a range of features:
Goals: Help plan and track what you're saving for - like a rainy day fund, a holiday or a new laptop. They're visual only, so they don't hold your money separately. Think of them as progress bars that sit on top of your main savings balance.
Autosave and autoinvest: Our award-winning autosave feature calculates what you can afford to set aside and moves the money into your savings or investments for you. Standard Plan members pay a small fee of £0.45 per autosave, while ChipX Plan members can use autosaves for free..
Recurring deposits: Set up a consistent, regular transfer amount to your Chip account.
WealthScore: A personal score that reflects the strength of your daily and monthly wealth-building habits within Chip.
Membership plans
We offer two membership plans: the free basic plan, and the ChipX plan, which costs £5.99 every 28 days (paid monthly) or £65.05 (paid annually).
You can see a full breakdown of what each plan offers here.
Need further help?
If you have any further questions, get in touch with our support team using the in-app chat (this can be found in the Contact us section on the Profile tab) or by email at hello@getchip.uk for further help.