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Instant Pay - A Cash Like Option

Learn about Instant Pay and how it differs from merchant gift cards and prepaid incentive cards.

Andrew Flaro avatar
Written by Andrew Flaro
Updated over a month ago

Instant Pay gives Giftbit clients a fast and seamless way to send funds directly to a recipient’s existing Visa or Mastercard debit card—no bank account details, IBANs, or extra apps needed. Powered by Visa Direct and Mastercard Send, this payout method delivers funds instantly, 24/7, making it a convenient and reliable option for both senders and recipients.

💡Instant Pay is not available by default. If interested in learning more about this option, reach out to support@giftbit.com.


Instant Pay Supported Regions

Instant Pay supports sending across a variety of regions and countries between 1-1000 ($/£/€). If you want to send Instant Pay at a higher denomination reach out to support@giftbit.com.

🇺🇸 Instant Pay USA

For recipients located in the USA or their territories, this will be the option you want to select. Make sure your template region is set to "USA".

  • Regions Supported: US, Puerto Rico, Guam, American Samoa, the Northern Mariana Islands, and the U.S. Virgin Islands.

  • Card Fee (Paid by Sender): $2 USD per reward sent.

💡Make sure the selected reward is "Instant Pay USA" and not "Instant Pay Global". These are two separate reward options and the associated fees are different as well.

🇬🇧 Instant Pay UK

For recipients based in the UK, select this option when sending your reward. Make sure your template is set to "United Kingdom".

  • Regions supported: England, Scotland, Wales, and Northern Ireland. Plus Gibraltar, Isle of Man, Jersey, and all other British Territories.

  • Card Fee (Paid by Sender): £2 per reward sent.

🇪🇺 Instant Pay Eurozone

For recipients in Europe, you will want to select this option when sending your reward. Unlike the other options, each country is their own "Eurozone" option, so make sure you are setting your template to the correct country you are sending to.

  • Countries Supported: Austria, Belgium, Croatia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Netherlands, Portugal, and Spain.

  • Card Fee (Paid by Sender): €2 per reward sent.


If you want to learn more about the redemption experience for your recipients, check out this article.

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