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What qualifies as a referral?

How to refer your friends to Debbie and what requirements they need to meet.

Jessika Raisor avatar
Written by Jessika Raisor
Updated yesterday

You can earn $20 per friend that you refer (up to 50 referrals, that's $1000! 🥳). Find your unique referral link at the top of the Profile tab. To locate your referral link:

  1. Open the Debbie app.

  2. Go to the Profile page.

  3. Your referral link will be displayed there and can be copied to share with friends.

When friends receive your referral link and encounter a prompt for an access code, they can select the option labeled “I don’t have one.” This allows them to proceed without requiring an access code.

In order for your referral to count, your friend must:

  1. Download the Debbie app using your link.

  2. Complete their first unit (the first 3 modules under Pathways)

  3. Open and connect their eligible partner credit union account to Debbie.

Eligible Accounts

Existing SoFi banking customers do not qualify for a referral bonus, the referee must be a new SoFi user and use the Debbie app to join.

All other credit union partners are eligible even if the referred person is an existing member.


Cumulative prize limit is $1000.

Please see all terms and conditions here.

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