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How to Apply for and Manage Your Overdraft

overdraft – application – credit

Updated this week

With the overdraft facility, you can secure additional financial flexibility for your business – easily and conveniently.
You can currently access up to €3,000 at an interest rate of 11% p.a..

Requirements and Application

As an account holder, you can easily apply for your overdraft directly via the mobile Kontist app.

  1. Open the Kontist mobile app

  2. Go to your Profile

  3. Select the Overdraft section

  4. Follow the on-screen instructions

After submitting your application, you will receive a decision within a few seconds – including the amount of your approved credit limit.

Want to increase your existing overdraft?

No problem – you can request an increase at any time.

Just contact us:

Feel free to include the new desired overdraft amount with your request.

Please note:
Whether an increase is approved depends on your current creditworthiness (e.g., your SCHUFA score) and your previous account usage.

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