With the overdraft facility, you can secure additional financial flexibility for your business – easily and conveniently.
You can currently access up to €3,000 at an interest rate of 11% p.a..
Requirements and Application
As an account holder, you can easily apply for your overdraft directly via the mobile Kontist app.
Open the Kontist mobile app
Go to your Profile
Select the Overdraft section
Follow the on-screen instructions
After submitting your application, you will receive a decision within a few seconds – including the amount of your approved credit limit.
Want to increase your existing overdraft?
No problem – you can request an increase at any time.
Just contact us:
Via the chat in the Kontist app
Or by email at support@kontist.com
Feel free to include the new desired overdraft amount with your request.
Please note:
Whether an increase is approved depends on your current creditworthiness (e.g., your SCHUFA score) and your previous account usage.