How does the Virtual Card work?

Virtual card is the latest and greatest.

Emma M avatar
Written by Emma M
Updated over a week ago

Your Virtual Card awaits! When shopping exclusively in the Laybuy App, you'll now see new retailers like Amazon, eBay, Nike and more that are available for you to shop.

Your Virtual Card is a unique one-time card that can only be used at our app exclusive retailers. Every time you visit an App Exclusive merchant, we enable your card to be used for purchase at that online store. Your card details will be found within the in-app browser.

App Exclusive merchants are found within our Shop Directory, just like any other retailer. When selected, you will be redirected to these retailers websites, but stay within the Laybuy app.

To start, browse the online store as normal, select your items and proceed to the checkout. Laybuy will pre-populate your customer details using the same information that was submitted when you created your account.

The Virtual Card will then be auto-filled in the credit/debit card section of checkout to complete your order. Simply confirm your purchase and your payments will be split into 6 weekly, interest-free instalments.

At this stage, our app exclusive merchants and virtual card are only available within the UK.

If you do have issues with your virtual card, feel free to reach out to our customer support team who are on hand to assist.

Your Virtual Card can only be used within the app and is different from your Laybuy Card. To learn about in store purchases, we've published this article.

For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.

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