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How does the Virtual Card work?

Virtual card is the latest and greatest.

Alex avatar
Written by Alex
Updated over a week ago

UK customers only.

The Virtual Card lets you shop with retailers like Amazon, eBay, Nike, and more, all within the Laybuy app.

Each time you purchase with our App Exclusive retailers, your card is activated for use and can only be used in the Laybuy App. We will autofill the payment method section with the Virtual Card details. From here, you’ll confirm your purchase and your payment will be split into six, weekly instalments.

It is important to note that the Virtual Card is different to the Laybuy Card. To learn about the Laybuy Card, please read this article.

For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.

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