Shopping with Laybuy allows you to pay off your purchase over a six week, interest free schedule. The best part is, your order will be finalised with the retailer as soon as the first payment is made!

When you apply, we’ll perform a credit check to ensure you meet our eligibility criteria. Once that has been confirmed, some additional checks have been completed, and your account has been verified, we'll assign you a limit and you can start shopping!

​

The total order amount is split into 6 equal payments. The first instalment is taken at the point of purchase, and the remaining 5 payments are processed weekly on your nominated payment day.

With Laybuy Boost, you can even make purchases that exceed your Laybuy limit. More information on that can be found here.

The rest of the process is no different to any other payment method, the store you made your purchase from will handle the delivery or distribution of your order.