The best part about Laybuy? We never charge any interest of fees when payments are made on time. That's right, you can pay later without paying a cent extra.
When a payment is missed, we'll notify you instantly through email and push notifications (keep these turned on!) and give you 24 hours to make a payment before any late fees are applied to your account.
What's the fee if I pay late? We don't hide these, so here you go.
NZ - $10
AU - $10
UK - £6
For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.