One of the best things about shopping with Laybuy is that we don’t charge any interest on your purchases!
If a payment is missed, we will send you an email to let you know. If the payment remains overdue for 24 hours, a late fee will be charged. If the payment remains overdue, a second late fee will be applied. We’ll never apply more than 4 late fees to an order.
Here are the amounts that we charge for late fees:
NZ - $10
AU - $10
UK - £6
For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.