The good news? It only takes a few clicks to get a Laybuy account and start paying later. You can sign up through our website, by downloading the app or when checking out with Laybuy for the first time,
To create your account, we perform a credit check on all new customers during registration and you may be asked to input valid ID. Once your credit score and ID has been confirmed, we'll provide an instant verification and you'll be good to go!
To be eligible to use Laybuy you must:
be at least 18 years old
be a resident of New Zealand, Australia, or The United Kingdom (excluding Ireland)
have a valid and verifiable email address and mobile phone number
have a valid debit or credit card
have a valid licence or passport (for NZ and AU only)
If you would like to reopen a closed account, please contact our team.
Need help getting started? Our team is available and here to help. Simply visit the Messages tab and select Send us a message.
For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.