🛑 Late Fees Make You Ineligible
Livble can’t process rent if there are any late fees on your current ledger-pending, posted, or paid.
💡 Tip: If you’re close to your rent’s due cutoff and worried about late fees posting, consider using Instant-Split (if available) to pay immediately and avoid losing eligibility.
⚠️ Avoid Losing Eligibility Next Time
Split early & during split-rent business hours - Monday–Friday, 6 AM–3 PM ET.
If after hours & close to late fees, choose Instant-Split (if available) - adds $20 but pays rent immediately and helps prevent a late fee from posting.
If you schedule for the next business day - make sure your bank account has enough funds by the 2–3 PM ET window; if the debit fails, your rent won’t be paid and the split will be canceled.
Note: If your property manager adds a late fee after your rent was already scheduled, Livble will pay that fee and add it to your first loan payment.This only applies if your rent was scheduled before the late fee was added.
⚠️ Important Notes
Livble does not pay or handle late fees for you.
Even a pending late fee blocks a split-rent setup until it’s fully removed.
Once a late fee posts to your ledger, you cannot split rent for that month.