Home Care services are eligible for coverage under myHSA, provided that you have a letter from a doctor stating medical necessity. Below is a detailed guide on the requirements for home care eligibility and a list of home care items that could be included.
Requirements for Home Care Eligibility:
To ensure your Home Care services are covered, the following information must be included in the doctor's prescription:
Date of Prescription: The date your doctor prescribed the Home Care services.
Patient Name: The name of the individual receiving the prescription.
What's Prescribed: A detailed description of the Home Care services ordered by the doctor.
Why It's Needed: An explanation of the condition or medical issue that the Home Care services are intended to treat.
Doctor's Info: The name, credentials, and contact information of the prescribing doctor to verify their qualifications.
List of Eligible Home Care Items:
Home Care services can encompass a wide range of support and equipment to assist patients with medical needs. Here are some examples of eligible Home Care items:
Nursing Services: Professional nursing care provided at home, including routine care and specialized medical procedures. Nurses must be licensed as RN, LPN etc. to be eligible (You can check the full list here) https://intercom.help/myhsa/en/articles/8791898-what-practitioners-are-recognized-for-hsa-eligibility
Physiotherapy: Physical therapy sessions to aid in recovery and rehabilitation. Physio must be done by a licensed Physiotherapist.
Occupational Therapy: Assistance in adapting to physical limitations to improve daily living skills. Occupational Therapy must be done by a licensed Occupational Therapist.
Personal Support Services: Help with daily activities such as bathing, dressing, housekeeping, and grooming. (No credentials required, but doctors letter must state that these areas of assistance are medically necessary)
Medical Equipment Rentals: Rental of necessary medical equipment like hospital beds, wheelchairs, and oxygen tanks. (Doctors Letter must state these items are medically necessary)
Medical Supplies: Essential supplies such as bandages, dressings, and incontinence products.(Doctors Letter must state these items are medically necessary)
Home Health Aide Services: Support from certified aides for basic health and personal care.(No credentials required, but doctors letter must state that these areas of assistance are medically necessary)
Speech Therapy: Therapy services to address speech and language disorders. (Speech Therapist credentials required)
Respiratory Therapy: Treatments and support for respiratory conditions. (Respiratory Therapist credentials required)
Palliative Care: Comprehensive care aimed at providing relief from the symptoms and stress of serious illness. (Must be provided by a medical professional)
Wound Care: Professional care and management of wounds to promote healing. (Must be provided by a medical professional)
Diabetic Care: Support and supplies for managing diabetes at home.
IV Therapy: Administration of medications or fluids through intravenous methods. (Must be provided by a medical professional)
To submit a claim for Home Care services, ensure that your doctor’s prescription includes all the required information and submit it along with your claim through the myHSA platform. Our team will review the documentation to confirm eligibility and process your claim accordingly.
If you have any questions or need further assistance, please don't hesitate to contact our support team at support@getmyhsa.com or open a live chat with us!