At myHSA, we aim to make understanding your Health Spending Account (HSA) as straightforward as possible. One area where we get a lot of questions is radiography tests. So, let’s break it down for you!
What Radiography Tests Are Eligible?
Good news! If you need an MRI, X Ray, Ultrasound, or CT Scan, these are all covered under your HSA. These tests fall under the category of "Procedures and Treatments - MRI, Ultrasound, X-Ray Treatments." This means you can rest easy knowing that when you need one of these important tests, your myHSA has got you covered.
This also includes thermography tests, bone density Scans (DEXA/DXA Scans) etc.
To qualify for HSA coverage, the test must be prescribed by a licensed medical practitioner and deemed medically necessary. A prescription or referral serves as proof of medical necessity.
The Essentials: What You Need for Your Claim
To ensure your claim goes smoothly, here’s a checklist of what you need:
Detailed Receipt: The receipt from your test needs to include specific information:
Practitioner’s Name and Credentials: Make sure the receipt lists who requested the test and their qualifications, or the Radiologist doing the work
Clinic Details: The name of the clinic where you had your test done.
Patient Name: That’s you!
Service Date: When the test was performed.
Services Provided: Clear details on the type of test (MRI, Ultrasound, etc.).
Amounts Charged: The cost of the test.
Proof of Payment: Confirmation that you’ve paid for the services.
Prescription Details: Ensure a prescription or referral from a licensed medical practitioner confirming medical necessity is included.
Why All This Info?
Having all this detailed information helps us process your claim quickly and accurately. It ensures that everything meets the necessary requirements, so you get reimbursed without any hiccups.
Geographic Considerations
The eligibility criteria apply whether the scan is performed in Canada or out of country. For Out of Country scans or tests, convert the payment from USD to CAD using the exchange rate on the service date for accurate reimbursement.
At our myHSA, we’re all about making your health and wellness journey as smooth as possible. If you have any more questions or need further clarification, our support team is always here to help. Email support@getmyhsa.com or open a live chat with us and we'd love to help.