Wondering if you can claim the cost of a mattress or an ergonomic pillow on your Health Spending Account (HSA)? Here’s what you need to know about the eligibility of these items under your myHSA account.
Generally, mattresses and ergonomic pillows are not eligible for reimbursement under your HSA. This is because they are considered standard household items rather than medical necessities.
Exceptions: When a Mattress or Ergonomic Pillow Could Be Eligible
These items may become eligible for HSA reimbursement under specific circumstances. Here’s how:
Doctor’s Letter: You must obtain a letter from your doctor prescribing the purchase of the mattress or ergonomic pillow as "medically necessary."
Diagnosed Reason: The letter must state the diagnosed medical condition that necessitates the use of a special mattress or ergonomic pillow.
Requirement: The doctor’s letter must clearly indicate that the mattress or ergonomic pillow is required for the treatment or management of the medical condition.
Quick Tips
Check Your Plan: Ensure that your specific HSA plan allows for claims related to medically necessary items. The category for this is "Any equipment or device, deemed medically necessary and specifically prescribed for the treatment of a medical condition."
Keep Detailed Records: Always keep copies of your receipts and the doctor’s letter. These documents are essential for a smooth claims process.
Need Assistance?
If you have any questions or need further support, don’t hesitate to reach out to us via live chat or email at support@getmyhsa.com.
At myHSA, we are committed to supporting your health and well-being. Understanding how to utilize your HSA for necessary medical items like a mattress or ergonomic pillow can ensure you make the most of your health benefits.
Here’s to your health and comfort!