If you're seeing an error that your BIC FRMEGB22XXX isn't recognized when trying to use your IBAN, don’t worry — there’s a simple workaround!
✅ What to do
You can continue using the same IBAN, but replace the BIC with:
CLRBGB22XXX
This BIC is widely accepted and linked to the same underlying account, so your payment will still arrive safely.
🧠 Why this happens
The BIC FRMEGB22XXX is associated with a newly issued IBAN, and some banks or payment providers may not have updated their systems to recognise it yet. This is normal and temporary.
To avoid delays or errors, you can use the alternate BIC CLRBGB22XXX, which is fully compatible and will be accepted by most platforms.
💡 Example
If your IBAN is:
GBXX XXXX XXXX XXXX XXXX XX
And you're using:
FRMEGB22XXX (which causes an error)
Just change the BIC to:
CLRBGB22XXX
Then continue with your transfer or setup — it should go through without any issues.
Still running into problems? [Send us a message here] or tap the chat icon — we're here to help 💬