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Understanding Active Card Limits on Your Plan

Dan. A avatar
Written by Dan. A
Updated over a week ago

Overview

Each Perkstar pricing plan includes a specific number of "active cards"—the maximum number of loyalty programs you can run simultaneously. While you can design and prepare as many loyalty cards as you want, only a limited number can be live and available to customers at any given time, based on your subscription plan.

Active card limits by plan:

  • Starter Plan: 1 active card

  • Growth Plan: 3 active cards

  • Scale Plan: 10 active cards

What you can do:

  • Design unlimited loyalty cards in your dashboard

  • Activate cards up to your plan's limit

  • Deactivate old cards to make room for new ones

  • Upgrade your plan for more active cards

  • Run different card types simultaneously within your limit

  • Test and refine card designs before activating them

Why this matters: Understanding your active card limit helps you plan your loyalty strategy, decide which programs to run simultaneously, and determine when you might need to upgrade to support multiple customer segments or locations.


What Is an "Active Card"?

Active vs. Inactive Cards

Active card:

  • A loyalty card that is live and published

  • Customers can install it in their wallets

  • Transactions can be processed through the scanner

  • The card appears in your customer-facing channels

  • Counts toward your plan's active card limit

Inactive card:

  • A loyalty card that is designed but not published

  • Exists as a draft in your dashboard

  • Customers cannot see or install it

  • No transactions can be processed

  • Does not count toward your plan limit

Key insight: You can create and save as many card designs as you want. The limit only applies to how many can be active (live) at the same time.


Active Card Limits by Plan

Starter Plan: 1 Active Card

What you get:

  • One loyalty program running at any given time

  • Ability to design multiple cards but only publish one

  • Full access to all 8 loyalty card types for your active card

Best for:

  • Single-location businesses

  • Businesses testing their first loyalty program

  • Simple, focused loyalty strategies

  • Seasonal businesses that run one program at a time

Example use case: A coffee shop runs a stamp card loyalty program. They can design holiday-themed variations and switch between them seasonally, but only one card can be active at any time.


Growth Plan: 3 Active Cards

What you get:

  • Three loyalty programs running simultaneously

  • Ideal for multiple locations or customer segments

  • Mix and match any combination of the 8 card types

Best for:

  • Businesses with 2-3 locations (one card per location)

  • Single location with multiple customer segments

  • Businesses testing different loyalty approaches

  • Seasonal rotation with overlap periods

Example use cases:

  • Multi-location: A salon chain with 3 locations runs a separate stamp card for each location

  • Customer segments: A restaurant runs a stamp card for lunch customers, a cashback card for dinner customers, and a membership card for VIP regulars

  • Product categories: A boutique runs a discount card for clothing, a reward card for accessories, and a gift card program


Scale Plan: 10 Active Cards

What you get:

  • Ten loyalty programs running simultaneously

  • Support for extensive multi-location or multi-segment strategies

  • Maximum flexibility for complex loyalty ecosystems

Best for:

  • Multi-location businesses (4+ locations)

  • Businesses with diverse customer segments

  • Complex loyalty strategies with multiple tiers

  • Franchise operations

  • Businesses with multiple brands or product lines

Example use cases:

  • Large franchise: A coffee chain with 8 locations runs one stamp card per location plus corporate-wide reward and gift card programs

  • Multi-tier strategy: A spa runs separate cards for services, products, memberships, referrals, and seasonal promotions across multiple locations

  • Multi-brand: A business group runs different loyalty programs for their restaurant, café, and retail store


Checking Your Current Active Card Usage

How to See Your Active Cards

  1. Log in to your Perkstar dashboard

  2. Navigate to Cards or Loyalty Programs section

  3. Look for status indicators:

    • Active/Published: Cards currently live and counting toward your limit

    • Draft/Inactive: Cards designed but not published (not counting toward limit)

  4. Check your plan usage:

    • Most dashboards show "X of Y active cards used"

    • Example: "2 of 3 active cards" (Growth plan with 2 cards currently live)

Visual indicators:

  • Active cards typically show with green status badges or "Live" labels

  • Inactive cards show as "Draft," "Inactive," or "Unpublished"

  • Your current usage appears in your plan/billing settings


What Happens When You Reach Your Limit

Activation Button Becomes Unavailable

When you've used all your active card slots:

What you'll see:

  • The Activate button on inactive cards appears greyed out

  • Hovering may show a tooltip: "Active card limit reached"

  • You cannot publish additional cards until you free up a slot

What you can still do:

  • Continue designing and preparing new cards

  • Edit existing inactive cards

  • Manage and modify your active cards

  • Process transactions on active cards

What you cannot do:

  • Activate additional cards beyond your limit

  • Publish new loyalty programs

  • Make inactive cards available to customers

Example scenario: You're on the Growth plan (3 active cards) and currently have three stamp cards running—one for each of your locations. You design a new cashback card for a promotional campaign, but the Activate button is greyed out. You need to either deactivate one of your existing cards or upgrade to the Scale plan to activate the new cashback card.


Solutions: Getting More Active Cards

Option 1: Deactivate an Existing Card

If you don't need all your current active cards running simultaneously:

Step 1: Choose which card to deactivate

  • Review your active cards

  • Identify cards with low usage or seasonal programs that are ending

  • Consider temporarily deactivating cards that aren't currently needed

Step 2: Deactivate the card

  • Navigate to the card in your dashboard

  • Click Deactivate, Unpublish, or Set to Inactive

  • Confirm the deactivation

Step 3: Activate your new card

  • The Activate button should now be available on your inactive cards

  • Select the card you want to make live

  • Click Activate or Publish

Important considerations:

  • Customers who have the deactivated card installed can still view it, but it won't receive updates

  • No new customers can install a deactivated card

  • You can reactivate the card later if you have available slots

  • Transaction processing stops for deactivated cards

Best practice: Deactivate seasonal or promotional cards when they're no longer needed rather than leaving them active year-round.


Option 2: Upgrade Your Plan

If you need more active cards running simultaneously:

Step 1: Review plan options

  • Growth Plan: Upgrades from 1 to 3 active cards

  • Scale Plan: Upgrades to 10 active cards

  • Check pricing page for current rates and features

Step 2: Upgrade through settings

  1. Navigate to Settings → Billing or Plan in your dashboard

  2. Click Upgrade Plan

  3. Select your new plan (Growth or Scale)

  4. Review the pricing and feature changes

  5. Confirm and complete payment

Step 3: Activate additional cards

  • After upgrading, your new active card slots are immediately available

  • Return to your inactive cards

  • Click Activate on the cards you want to make live

Prorated billing: If you upgrade mid-cycle on a monthly plan, you'll only pay the difference for the remainder of the current month. The following month, you'll be charged the full new plan rate.

When to upgrade:

  • You consistently need more active cards than your current plan allows

  • You're expanding to additional locations

  • You're launching multiple loyalty programs for different customer segments

  • Seasonal programs overlap and you need cards active simultaneously


Option 3: Contact Support for Higher Limits

If you need more than 10 active cards (beyond Scale plan limits):

When to contact support:

  • You operate more than 10 locations

  • You run complex multi-brand loyalty ecosystems

  • You need custom enterprise solutions

  • You're an agency managing programs for multiple clients

How to contact support:

  1. Access support through your dashboard

  2. Explain your business needs and how many active cards you require

  3. Provide details about your locations, customer segments, or use case

  4. Support team will discuss custom pricing and solutions

What support can offer:

  • Custom plan configurations

  • Higher active card limits

  • Enterprise pricing structures

  • Specialized support for complex setups


Best Practices for Managing Active Card Limits

Strategic Card Planning

Before activating cards:

  • Audit your needs: How many distinct loyalty programs do you genuinely need running simultaneously?

  • Consider customer overlap: Could multiple customer segments share one card with different reward tiers?

  • Plan seasonally: Which cards need to be active year-round vs. seasonally?

  • Location strategy: Do all locations need separate cards, or can some share?

Design first, activate later:

  • Create all your card designs in advance

  • Test designs and settings while inactive

  • Only activate when you're ready to launch to customers

  • Keep successful templates as inactive cards for future reuse


Maximizing Limited Active Card Slots

For Starter Plan (1 active card):

  • Run one highly effective program year-round

  • Design seasonal variations and switch between them

  • Use one card type that best serves your core business goal

  • Leverage custom fields to segment within a single card

For Growth Plan (3 active cards):

  • Strategy 1: One card per location (up to 3 locations)

  • Strategy 2: Different cards for different customer segments (new customers, regulars, VIPs)

  • Strategy 3: Mix of ongoing program + seasonal promotions + referral card

  • Strategy 4: Core loyalty card + gift card + membership/subscription card

For Scale Plan (10 active cards):

  • Location-based distribution (one per location)

  • Tiered programs (bronze, silver, gold membership cards)

  • Product category cards (services, products, packages)

  • Seasonal rotation with multiple active at once

  • Specialized cards (referral, gift, subscription, promotional)


Seasonal and Promotional Card Management

Rotation strategy:

  1. Plan your calendar: Identify when seasonal promotions start and end

  2. Design in advance: Create all seasonal cards before their launch dates

  3. Activate on schedule: Make seasonal cards active at the start of promotion

  4. Deactivate promptly: Remove seasonal cards when promotions end to free up slots

  5. Save templates: Keep inactive seasonal cards as templates for next year

Example annual rotation:

  • January-March: New Year fitness promotion card active

  • March: Deactivate fitness card, activate Spring sale card

  • June: Deactivate Spring card, activate Summer rewards card

  • October: Deactivate Summer card, activate Halloween promotion

  • November-December: Holiday gift card and special rewards active

This approach lets you run multiple campaigns throughout the year while staying within your active card limit.


When to Consider Upgrading

Signs you need more active cards:

  • You frequently deactivate cards to make room for new ones

  • You're unable to run desired programs simultaneously

  • You're opening additional locations

  • You want to test multiple loyalty strategies concurrently

  • Customers ask for programs you can't activate due to limits

  • You're manually rotating cards more than once per month

Return on investment: Calculate whether additional active cards will generate enough additional revenue to justify the plan upgrade. Consider:

  • Revenue per location/segment with dedicated loyalty program

  • Customer retention improvements from targeted programs

  • Staff efficiency with location-specific cards

  • Marketing effectiveness of segment-specific offers


Troubleshooting

Activate button is greyed out even though I have available slots

  • Check plan billing: Ensure your subscription is active and paid

  • Count active cards: Manually verify how many cards show as "Active" or "Published"

  • Browser refresh: Reload the page to sync latest status

  • Contact support: If you definitely have available slots, technical support can investigate

I deactivated a card but still can't activate a new one

  • Wait for sync: Give the system 1-2 minutes to process the deactivation

  • Refresh dashboard: Reload the page to see updated status

  • Check card status: Verify the card shows as "Inactive" not just "Paused"

  • Clear browser cache: Sometimes cached data shows outdated status

Customer still has a card I deactivated

  • Expected behavior: Previously installed cards remain in customer wallets even after deactivation

  • What changes: The card won't receive updates and new customers cannot install it

  • Customer experience: Existing installations become static; no new stamps/points can be added

  • Communication: Inform customers when programs end and deactivate cards

I upgraded but don't see more active card slots

  • Payment confirmation: Verify upgrade payment processed successfully

  • Account sync: Log out and back in to refresh account permissions

  • Check billing section: Confirm new plan shows in Settings → Billing

  • Contact support: If payment succeeded but limits didn't update, support can resolve

Can't decide which card to deactivate

  • Review usage data: Check transaction volume for each active card

  • Seasonal relevance: Deactivate off-season promotional cards

  • Customer impact: Consider which cards have the most active users

  • Business priority: Align with current business goals and campaigns

Need more than 10 active cards but don't want full enterprise pricing

  • Contact support: Explain your specific needs

  • Explore alternatives: Sometimes one card with segmentation can replace multiple cards

  • Phased approach: Consider whether all programs need to be active simultaneously

  • Custom solution: Support may offer intermediate options between Scale and enterprise


Frequently Asked Questions

What counts as an "active card"? An active card is any loyalty card that is published and live—meaning customers can install it and you can process transactions. Inactive (unpublished) cards you've designed but not activated do not count toward your limit.

Can I design more cards than my plan allows? Yes. You can design and save as many loyalty card templates as you want. The limit only applies to how many can be active (published) at the same time.

Can an active card be any of the 8 card types? Yes. Your active cards can be any combination of the 8 available types: stamp cards, reward cards, cashback cards, gift cards, multipass cards, membership cards, discount cards, and coupon cards.

What happens to customers who have a card I deactivate? The card remains in their wallet but becomes inactive. They can still view it, but it won't receive updates and no new transactions can be processed. New customers cannot install the deactivated card.

Can I temporarily deactivate a card and reactivate it later? Yes. You can deactivate cards to free up slots and reactivate them later as long as you have available active card slots. This is useful for seasonal programs.

Do I lose my card design if I deactivate it? No. Deactivating a card only changes its status from "live" to "inactive." The design, settings, and configuration are preserved. You can reactivate it anytime (assuming you have available slots).

What happens to customer data when I deactivate a card? Customer data is preserved. Transaction history, balances, and customer profiles remain intact. If you reactivate the card, everything continues from where it left off.

Can I activate a new card before deactivating an old one? No. You must be within your active card limit to activate new cards. Deactivate an existing card first to free up a slot.

How do I know how many active cards I'm currently using? Check your dashboard's Cards or Loyalty Programs section. Most interfaces show "X of Y active cards" in your plan overview or billing settings.

If I upgrade mid-month, can I immediately activate more cards? Yes. As soon as your plan upgrade processes, your new active card limits are available immediately.

Can I have different active cards at different locations? Yes. This is a common strategy, especially for Growth (3 locations) and Scale (10 locations) plans. Each location can run its own dedicated loyalty program.

Do I need separate active cards for each location? Not necessarily. One active card can serve multiple locations if you're comfortable with customers using the same loyalty program across all locations. Location-specific cards offer more targeted experiences.

What if I need more than 10 active cards? Contact Perkstar support to discuss enterprise solutions and custom plan configurations that accommodate higher active card limits.

Can I change my active cards as often as I want? Yes, but consider customer impact. Frequently deactivating cards that customers have installed can be confusing. It's better to plan your active card strategy thoughtfully and make changes deliberately.

Is there a difference in features between active and inactive cards? No. The card type, features, and settings are the same. The only difference is whether the card is published (active) or unpublished (inactive).

Can I test a card before making it active? Yes. While designing cards, you can preview how they'll look and configure all settings. However, actual transaction processing only works once the card is active.

Will upgrading my plan affect my existing active cards? No. Upgrading only increases your available active card slots. Your currently active cards continue running without interruption.

Can I downgrade my plan if I have too many active cards? You'll need to deactivate cards to get within your new plan's limit before the downgrade can take effect. The system will prompt you to adjust your active cards.

Do staff accounts count separately, or is it just loyalty cards? Staff accounts (available on Growth and Scale plans) are separate from active card limits. Growth allows 10 staff users and 3 active cards. Scale allows 25 staff users and 10 active cards.

If I'm on Starter and need just one more active card, should I upgrade to Growth? Yes. If you need 2-3 active cards, Growth plan is the appropriate upgrade. It also includes automation, team access, and other features beyond just additional active cards.


Understanding Your Plan Features

Review Plan Details Regularly

It's always wise to review the features included in your plan to understand any limitations and ensure your current plan aligns with your business needs.

Where to review plan features:

  1. Dashboard: Settings → Plan or Billing section

  2. Pricing page: Visit Perkstar's pricing page for detailed comparison

  3. Support documentation: Help center articles explaining plan differences

Key features to check:

  • Active card limits (1, 3, or 10)

  • Number of locations supported

  • Staff user accounts allowed

  • Notification capabilities (manual, automated, or custom)

  • Advanced features (API access, custom fields, referral programs)

When to review:

  • Before launching new loyalty programs

  • When expanding to additional locations

  • Before seasonal campaigns requiring multiple active cards

  • Quarterly as part of business planning

  • When experiencing limitations in your current plan


Getting Help

Need to upgrade your plan? Navigate to Settings → Billing in your dashboard, or contact support for assistance with plan selection and upgrade process.

Need more than 10 active cards? Contact Perkstar support to discuss custom enterprise solutions tailored to your business needs.

Questions about which plan is right for you? Review the Pricing Plans article or book a demo with Perkstar's team to discuss your specific loyalty strategy and requirements.

Technical issues with activating/deactivating cards? Contact support through your dashboard with details about which card you're trying to activate and any error messages you're seeing.


Pro tip: Plan your loyalty card strategy in advance. Design all your cards upfront, but only activate the ones you need running right now. This keeps your options open and prevents you from hitting your active card limit unexpectedly when you want to launch a new promotion or program.

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