This article applies to the updated Nomad Insurance Essential plan version effective February 2026. If you are not sure which plan version you are under, please check with our Customer Care team.
Hiking in altitudes up to 4,500 meters: The base plan has a provision for hiking in altitudes up to 4,500 meters, as long as you use only certified, official paths. Going off-path, off-trail, off-course, or on unauthorized paths is not covered.
Hiking in altitudes between 4,500 meters and 6,000 meters: The Adventure Sports add-on allows for hiking in altitudes between 4,500 meters and 6,000 meters, but not any higher than this.
Conditions for coverage:
For hiking to be eligible for coverage, you still need to meet the following conditions:
Professional: If you are a professional athlete or an instructor, you are not eligible while practicing your sport.
Organized: The activity must not involve regular or scheduled practices and must not include any intention to compete.
Rewarded: There can be no wage, reward, or profit connected to you doing the activity.
Expeditions: You are not covered while exploring remote or inaccessible areas, exploratory expeditions and new routes or activities, such as within Antarctica, the Arctic Circle or Greenland.
Safety: You must ensure the sport or activity is adequately supervised and that appropriate safety equipment (such as helmets, life jackets, etc.) is worn and used. You must also wear a helmet during the use of a moped or motorcycle.
Paths: You are only covered when using certified, official paths. You are not covered when going off-path, off-trail, off-course, or on unauthorized paths.
Important: Helicopter expenses for search and rescue from a mountain are excluded from coverage.
Need Help?
Just reach out to our Customer Care Team if you have any further questions. We’d be happy to help!