This article applies to the older Nomad Insurance Essential plan version effective September 2025. If you are not sure which plan version you are under, please check with our Customer Care team.
If you purchase the Adventure Sports Add-on, it extends the list of sports covered under your Nomad Insurance Essential base plan. You can find the comprehensive list of activities below. This add-on has a maximum limit of $100,000.
For included activities, coverage applies to:
• Attending classes
• Solo training
• Private lessons
• Informal group training
Coverage does not apply to:
• Professional, organized, or rewarded sports
• Expeditions
• Any activity where reasonable safety precautions are not taken
Definitions and clarifications:
• Professional: If you are a professional athlete or instructor, you are not covered while practicing your sport.
• Organized: The activity must not involve regular or scheduled practices and must not include any intention to compete.
• Rewarded: There must be no wage, reward, or profit associated with your participation.
• Expeditions: Coverage does not apply to activities in remote or inaccessible areas, exploratory expeditions, or attempts at new routes or activities (for example, in Antarctica, the Arctic Circle, or Greenland).
• Safety: The activity must be properly supervised, and all appropriate safety equipment (such as helmets or life jackets) must be used.
The cost of this add-on can be found on our pricing page.
Please note:
This add-on is only available on subscription plans.
This add-on is only available at the time of purchase and can't be added to an active plan
Adding the Adventure Sports add-on when you already have a plan
If you already have a plan but want to add this benefit, just cancel your current plan and buy a new one with the add-on.
Just remember that when you purchase a new plan, any conditions treated under your current plan will become pre-existing, and will now be excluded.
Which sports/activities are covered with the Adventure Sports add-on?
You can find the list of sports that are included with the add-on below. If you can't find your sport, don't sweat it! These sports below are additional- your activity might be included in our base plan. If you can’t find your activity in either of those places, you can contact our customer care team.
American football
Aussie rules football
Aviation
Bobsleigh
Boxing
Cave diving
Free-style skiing
Hang gliding
High diving
Ice hockey
Karting
Kite-surfing
Martial arts
Luge
Motorbiking
Motorized dirt bikes
Mountaineering at elevations under 6000 meters altitude
Parachuting
Parasailing
Paragliding
Quad biking
Rugby
Ski / snowboard jumping
Ski-flying
Skiing / snowboard acrobatics
Skydiving
Skeleton
Snow mobile
Spelunking
Scuba diving accompanied by an instructor certified by PADI/NAUI/SSI/BSAC
Tandem skydiving
Tobogganing
Whitewater rafting
Wrestling
Need Help?
Just reach out to our Customer Care Team if you have any further questions. We’d be happy to help!
