Why has this happened and what can I do?
Why is my Credit Limit lower than Hokodo and what can I do to help?
Two and Hokodo use different methods to assess applications, so the credit limits they offer can vary. These decisions are based on their own policies and systems rather than a judgment on your business. Each has its own criteria for offering a credit limit. A lower or no limit from one provider doesn’t mean there’s an issue; it just means that provider’s criteria works a little differently.
If your limit with Two is lower than Hokodo this isn't the end of the road. You are able to complete an open banking check with Two using this link. This will give Two more recent evidence to make their checks against.