What’s an External Account?

Search for your institution and connect using your login.

Sequence will pull account info, balances, and enable transfers.

If your institution isn’t supported by one of our providers, you can still connect it by entering the routing and account numbers directly.

Transfers & automations will work, but you won’t see live balances, and you won’t be able to pull money out from these accounts.

Manual accounts can only be used as destinations in rules and transfers.

That means you can route funds into them, but not out.

Yes, connect as many external accounts as you need.

Sequence is built to support your full financial picture, not just part of it.

You can:

Yes. We use bank-level encryption and tokenized connections via Plaid.

Sequence never sees or stores your banking credentials.

For manual connections, you control what’s shared and how it’s used.

Yes, and here's the detailed process of how we do it.

Sequence can’t move money directly between two external accounts, since we don’t control either side of the transaction.

To make it work securely, we route the funds through a Sequence (Thread) account behind the scenes.

Here’s how it works:

Want to speed it up?

Use an Income Source to bring money into Sequence first.

That makes it a same-day ACH transfer when you send it out again.

For guidance on using Income Sources along with your external account, check out this video