Income Sources are real checking accounts you open directly through Sequence, powered by our partner, Thread Bank.
They’re how you get money into Sequence in the fastest, cleanest way possible.
Why Income Sources exist
Most people start with money landing in a traditional checking account somewhere else. From there, they pull money into other places as needed.
That works, but it creates two big problems:
Delay – pulling money from an external bank can take 1–3 business days
Messiness – income and spending mix together, making it harder to see what money is actually for
Income Sources flip that model.
Instead of pulling money out of a bank, you push money directly into Sequence, where it can be routed, split, and automated immediately.
A simple example: handling taxes
Imagine you want to set aside 20% of every dollar you earn for taxes.
Without an Income Source (external checking account)
Your paycheck lands in your regular checking account
You manually (or semi-manually) pull 20% into a tax account
That transfer can take a couple of days
During that time, the money is still mixed with spending cash
It works but it’s slow and easy to lose track of.
With an Income Source
All income lands in one main Income Source
Sequence immediately splits it:
20% → Taxes
80% → Your spending checking account
Automations run instantly
No waiting, no manual steps, no second-guessing
You’re deciding what money is for the moment it arrives.
Why this is better (the two core reasons)
1. Clarity
Separating income from spending, and directing money where it’s meant to be used, is how you proactively budget instead of reacting later.
Income Sources let you:
Treat income as neutral until it’s allocated
See exactly how much money is meant for taxes, savings, or spending
Build a system where every dollar has a job immediately
This is system-level clarity, not just better tracking.
2. Speed
When money lives in an external bank, Sequence has to pull it in, which can take 1–3 business days.
When money lives in an Income Source:
Automations run instantly
Internal transfers are real-time
Transfers to external accounts go out same-day via ACH
That speed is what makes Sequence feel responsive instead of delayed.
The takeaway
You can fund Sequence from external accounts, but Income Sources are how you unlock the full experience.
They’re how you:
Get money into Sequence faster
Split and route income automatically
Keep income cleanly separated from spending
Build a financial system that runs the moment money arrives
Income Sources aren’t just checking accounts.
They’re how your system actually works.
📌 Want to keep going?
Here’s where to head next:
Funding an Income Source — Set up direct deposit, send ACH, or transfer manually
Depositing Checks — Learn how mobile check deposit works
Adding & Deleting an Income Source — Open a new one or remove an old one
Transfer Speeds & Limits — Understand exactly how and when funds move
Income Source Beneficiary — Set which name should be under the account
Or just hop to the next guide: