Let’s talk about how fast money moves in and out of your Pods.
Because every Pod is a real checking account (powered by Thread Bank), transfers are fast, predictable, and bank-grade.
Incoming Transfers
How fast money arrives depends on where it’s coming from:
From Sequence (Pod or Income Source) to a Pod:
Instant
Whether it’s another Pod or an Income Source, the transfer happens in real time.
These are all Thread accounts under the hood, so it's just a direct ledger move.From an external bank account to a Pod:
2–3 business days
Standard ACH timing. You can always schedule or automate these.
Outgoing Transfers
To an external bank account from a Pod:
Same-day ACH
Most transfers arrive same-day if sent before cutoff (which is about 1–3 hours).To another Pod or Income Source from a Pod
Instant
Sequence-internal transfers are real-time.
Why so fast?
Since every Pod is a real Thread Bank account that Sequence has control over, you're not waiting on external bank batching, verifications or third-party delays.
You get true checking account performance, without needing to manage multiple banking apps.
Transfer funds immediately
In a last-minute situation where you need money to move right away, you can create a one-time transfer.
This lets you manually move funds without setting up an automation.
Good to know
One-time transfers are non-automated
Transfer timing follows the same guidelines outlined above
You’ll see the transfer status in your activity log, just like any other move
You know how fast transfers are — now let’s make them automatic.