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Round-ups

Find out what round-ups are, how they work and why you’d use them.

Ruby Gardner avatar
Written by Ruby Gardner
Updated over 8 months ago

Round-ups help you invest automatically by setting money aside that’s fully funded by your everyday spending habits, then contributes to a tally.

By linking your bank account on Sharesies, each time you spend through the accounts you’ve chosen to track, the difference will be noted in cents up to the nearest dollar—that’s the ‘round-up’!

All those rounded-up amounts will be tracked—like the 88¢ from your groceries, or the 50¢ from your coffee.

Once they add up to your chosen amount, it’ll be automatically sent to your Wallet as a single top up, ready to invest.

You choose which accounts to track for round-ups, like your day-to-day spending accounts or credit cards. And then link the account you want to transfer the round-up from.

Round-ups are designed to:

  • fund your investing goals with your everyday spending

  • give your Wallet a regular boost from your bank

Sound simple? It kinda is. By linking your bank, Sharesies can quickly and securely send round-ups to your Wallet automatically.

Turn on round-ups

  • open the app, then go to explore > round-ups and follow the prompts

  • securely link your bank and choose which accounts to track, these can be transaction and credit accounts

  • next choose which debit account will fund your round-ups

  • select your chosen round-ups tally amount (from $5-$50)

  • this will be the sum your round-ups need to reach before they’re direct debited into your Sharesies Wallet from your source bank account

  • once round-ups are on, each time you spend using the accounts and transactions of your choice, your tally will grow

  • when it reaches your set sum your tally will tick over and your round-ups will hit your Wallet automatically ready to invest.

You can edit or turn off round-ups at any time.

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