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Claiming Other State Credit for NJ Residents – Non-Resident of NY
Claiming Other State Credit for NJ Residents – Non-Resident of NY

If you're a New Jersey resident earning income in another state, like New York, you may be eligible for a credit on your NJ tax return to avoid double taxation. Here's a step-by-step guide to claiming the "Other State Credit" (OSC) properly.

NICOLE LACORTE avatar
Written by NICOLE LACORTE
Updated over a week ago

Step-by-Step Guide to Claiming Other State Credit (OSC) for NJ Residents

Step 1: Determine Eligibility

  • You must be a full-year NJ resident.

  • You must have earned income in another state and paid taxes there.

  • The other state’s tax must be similar to NJ’s Gross Income Tax.

Step 2: Gather Documents

  • Your W-2 or 1099 forms showing out-of-state earnings.

  • A copy of your non-resident state tax return (e.g., NY IT-203).

  • A copy of your NJ resident tax return (NJ-1040).

Step 3: Complete Your NY Non-Resident Return

  • File Form IT-203 for NY non-resident income.

  • Ensure NY taxable income is correctly calculated.

  • Pay any required NY state taxes.

Step 4: Fill Out NJ Form 1040 – Schedule A & OSC Worksheet

  • Report total income (including NY earnings) on NJ-1040.

  • Complete Schedule A to determine NJ taxable income.

  • Fill out the Other State Credit (OSC) Worksheet to calculate the eligible credit amount.

Step 5: Claim the Credit on NJ-1040

  • Enter the calculated credit on Line 45 of NJ-1040.

  • Ensure it does not exceed the NJ tax on the same income.

Step 6: Attach Supporting Documents 📎

  • Include copies of your NY return (IT-203) and proof of tax payment.

  • Submit all necessary schedules and worksheets.

Step 7: File Your NJ Return

  • Double-check entries for accuracy! ✅

  • File electronically or mail your NJ-1040 with attachments.

🎯 Pro Tip: Filing electronically speeds up processing and reduces errors! 🚀

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