Tips work differently from everything else you earn here — in your favour. 🏦
The short version ⚡
✅ Supporter sends a Tip from your profile
✅ The payment clears the required checks
✅ Settled to you through the stablecoin infrastructure — not held by us for Friday
🚫 No Spenny Piggy reserve on Tips
💵 Denominated in USD
See Why Tips Don't Wait for Friday.
What you need first 📌
1. Complete your Spenny Piggy verification. Social account plus passport, same as everything else here — Verifying Your Identity (KYC) 🆔🐷
2. Complete any additional onboarding required by our payment provider. Tips run on separate infrastructure with its own requirements, and you'll be walked through it.
⚠️ Both are required. Being verified and earning on card doesn't automatically enable Tips.
No wallet addresses to hand out 🔗
You don't publish a wallet address. You don't field "which network?" questions. Supporters never copy a string of characters and hope.
The Tip button lives on your profile. That's the whole setup. ✨
Why that matters: a public wallet address is something anyone can lift into a fake profile pretending to be you. A Tip button attached to a verified profile can't be. 🛡️
How it shows in your account 📊
Tips appear alongside your other earnings with full records — what came in, when, and from whom.
📊 They count toward your Founder Bonus and referral qualification thresholds
❌ They don't generate the Founder Bonus payment, which is calculated on card earnings
❌ They're excluded from the first-30-days 5% bonus, which covers card and Pay by Bank
See Tips & the Founder Bonus.
Crypto doesn't mean unregulated ⚖️
Tips are subject to the same identity, anti-money-laundering, sanctions and fraud checks as every other payment here.
Our payment provider applies its own compliance and risk checks too. Nothing about stablecoins exempts anyone from any of it — and you wouldn't want a platform where it did. 🛡️
Common questions 🤔
"Do I need Stripe Connect for Tips?"
Not for Tips themselves. But you do for bonuses, which sit pending without one — Your Stripe Connect Account 🏦🐷🏦
"Do the posting rules apply?"
The 3-posts-in-28-days rule governs recurring features. Tips aren't one.
"Can I still receive crypto elsewhere?"
Of course. This is an easier option, not an exclusive one.
"What if a Tip fails?"
Message us through the chat with the date and amount. 💬
TL;DR 🎯
Supporter tips from your profile → clears → settled to you directly ⚡
No Spenny Piggy reserve on Tips
Two onboarding steps — ours and the provider's 📌
No wallet address to publish 🔗
Same KYC, AML and fraud checks as everything else ⚖️
Your profile, your Tip button, your money sooner. 🏦🐷
📄 Why Tips Don't Wait for Friday
COLLECTION: 💠 Stablecoin Tips · SLUG: why-tips-dont-wait-for-friday
META: Tips settle outside the weekly payout cycle. Here's what that means for your cash flow.
Your card and Pay by Bank earnings run on a weekly cycle. Tips don't. ⚡
The normal cycle 📅
Card and Pay by Bank earnings run Friday to Thursday, pay out the following Friday, and typically land in your bank Monday. Plus a 10% reserve on new accounts for the first 30 days.
A sensible, stable system — and it exists because card chargebacks arrive weeks late. See When You Get Paid — Payout Timing Explained.
Tips work differently ⚡
Once a Tip has cleared the required checks, it's settled to you through the stablecoin infrastructure — not held by us for the Friday run.
🚫 No Spenny Piggy reserve on Tips
🚫 No waiting for the weekly cycle
✅ Fast settlement once cleared
Why we can do this 🔍
Because we're not holding your money.
With card payments we're managing chargeback risk that can surface a month later — hence the cycle and the new-account reserve.
Tips settle through the payment infrastructure directly to you. We don't take custody of them, so there's nothing for us to hold. 🐷
What "cleared" means ⏱️
We're not going to promise you a number.
A Tip settles once it's passed the required payment and provider checks — compliance, risk, sanctions and fraud screening among them. Not a formality, and not something anybody skips.
What we can say: you're not waiting for Friday. ⚡
(We'll update this article with confirmed settlement timing once our payment provider has finalised it.)
What this is good for 💡
💷 Cash flow. Money that doesn't sit in a weekly queue.
📈 New creators especially. No reserve applies to Tips, so there's no first-month holdback on this income at all — while your card earnings are still at 10%.
🎯 A different kind of ask. "Tip me if you fancy it" sits alongside your listings rather than competing with them. Nothing to maintain, nothing to deliver.
What it doesn't change 📌
Your card and Pay by Bank earnings are completely unaffected — same Friday cycle, same reserve rules, same everything.
Two systems, side by side. ✅
Common questions 🤔
"So Tips are instant?"
They don't wait for Friday. Actual timing depends on the provider's checks clearing, and we won't quote a number we can't guarantee.
"Could a Tip ever be held?"
Our payment provider applies its own compliance and risk checks, and may hold a payment as part of those. What we don't do is add a hold of our own.
"Does this affect my reserve on card earnings?"
No. Separate systems.
TL;DR 🎯
Card and bank earnings: Friday cycle, reserve on new accounts 📅
Tips: settled once cleared, no Friday wait, no SP reserve ⚡
We can do it because we don't hold your Tip funds
Checks still apply — cleared means cleared 🛡️
Your other earnings are unchanged ✅
Different rail. Different speed. ⚡🐷